412 W Greene St, Cheraw, SC 29520 Property Records

Chesterfield County property record for 412 W Greene St, Cheraw, SC 29520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,253 sqft · built 1950
Lot Size	0.396 acres (17,256 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Oct 2025)
Tax Bill	$1,491 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Jan 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`258 012 003 016`

Property Details

APN / Parcel Number

Primary APN	`258 012 003 016`
Alternative APNs	`00034420` `02015393` `2015393`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,253 sqft Total Area
1st Floor Area	1,253 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	17,256 sqft (0.396 acres)
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Location & Zoning

Account Number	00034420
Street Address	412 W GREENE ST
City	CHERAW
State	SC
Zip	29520-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1L
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	1
Census Block	1044
Census Tract	950504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cheraw Historic District listed 1974 · 40 contributing resources · NRIS 74001844

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

412 W Greene St is owned and occupied by an individual who bought it in October 2025.

Source: Chesterfield County records, as of February 10, 2026

Owner of Record	Individual Name on File
Mailing Address	412 W GREENE ST, CHERAW, SC 29520-2327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2018	Deed of Trust, Mortgage GUILD MORTGAGE CO
Jan 12, 2024	Deed of Trust, Mortgage · FHA Mortgage ASSURANCE FINANCIAL GROUP LLC
Jan 12, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ASSURANCE FINANCIAL GROUP LLC
Sep 23, 2016	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK AND TRUST CO INC
Oct 7, 2025	Re-recorded Document · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 19, 2025	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2025 · Amount on File
Deed Sale	Oct 17, 2025 · Amount on File
Prior Sale	Sep 19, 2025 · Amount on File
Deed Document Number	20254176
Deed Book / Page	579 / 153
Prior Transfer Date	Sep 18, 2025
Prior Transfer Doc	000579/153
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	412 W GREENE ST, CHERAW, SC 29520-2327
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000501/0000001286
Date	Oct 12, 2018
Book Page	0000000501/0000001286
Instrument	000000003749

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2048

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	412 W GREENE ST, CHERAW, SC 29520-2327
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 3RD ST, CHERAW, SC 29520-1738

Mortgage

Document Number	000549/665
Date	Jan 12, 2024
Book Page	549/665
Instrument	2024-0151

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution
Address	BATON ROUGE, LA 70809

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	412 W GREENE ST, CHERAW, SC 29520-2327
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000549/679
Date	Jan 12, 2024
Book Page	549/679
Instrument	2024-0152

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution
Address	BATON ROUGE, LA 70809

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	412 W GREENE ST, CHERAW, SC 29520-2327
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00486/1271
Date	Sep 23, 2016
Book Page	486/1271
Instrument	201600003373

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 19, 2041

Interest

Rate Type	Adjustable Rate

October 2025: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	CHESTERFIELD SC
Recording Date	Oct 7, 2025
Property Address	412 W GREENE ST, CHERAW, SC 29520-2327
Document Number	000579/153
Book / Page	579 / 153
Instrument Date	Sep 18, 2025
Instrument	2025-4176
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 W GREENE ST, CHERAW, SC 29520-2327

Mortgage

Document Number	000565/776
Date	Oct 17, 2025
Book Page	565/776
Instrument	2025-4177

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	4201 MARSH LN, CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Sep 19, 2025
Property Address	412 W GREENE ST, CHERAW, SC 29520-2327
Document Number	000578/503
Book / Page	578 / 503
Instrument Date	Sep 18, 2025
Instrument	2025-3761
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 W GREENE ST, CHERAW, SC 29520-2327

Mortgage

Document Number	0020253762
Date	Sep 19, 2025
Instrument	2025-3762

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 412 W Greene St was $1,491, down 0.5% from the year before.

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Municipality	Cheraw Town
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,491.00 (-0.53%)	$6,880 (-32.55%) Land $480 Building $6,400	$172,000 (+1.18%) Land $12,000 Building $160,000
2024	$1,499.00 (+107.04%)	$10,200 (+193.1%) Land $720 Building $9,480	$170,000 (+95.18%) Land $12,000 Building $158,000
2023	$724.00	$3,480 Land $480 Building $3,000	$87,100 Land $12,000 Building $75,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 412 W Greene St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 W Greene St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHERAW serves 6,325 people · EPA ID SC1310001
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Sandhill Telephone Cooperative.

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