412 W Elm St, Lamar, CO 81052 Property Records

Prowers County property record for 412 W Elm St, Lamar, CO 81052 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1908
Square Footage2,408 sqft Living Area
Lot Size6,970 sqft (0.16 acres)
GarageDetached, 480 sqft
OccupancyOwner Occupied
Last Sale$82,000 (2007)
Tax Bill$515.00 (2025)

Property Details

APN / Parcel Number

Primary APN287048091

Interior

Full Baths2 Baths
Building Area2,408 sqft Living Area
2nd Floor912 sqft 2nd Floor
Stories2 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1908
Exterior MaterialSiding Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area6,970 sqft (0.16 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area480 sqft Garage
PorchPorch
Porch Area448 sqft Porch

Utilities and HVAC

Cooling SystemWindow A/C Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address412 W ELM ST
CityLAMAR
StateCO
Zip81052-2740
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWEST SIDE BLK 48W 50' OF 7-8-9 EX N 10' OF W 50' OF LOT 9 FOR ALLEY
Legal SubdivisionWEST SIDE
Legal Block48
Legal Lot Number9
JurisdictionPROWERS CO
Minor Civil DivisionLAMAR
Census Blockgroup2
Census Block2077
Census Tract200

Owner

Source: Prowers County records · APN 287048091

Assessment roll updated August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address412 W ELM ST, LAMAR, CO 81052-2740
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCING CORP
Jun 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 09, 2007 · Amount on Record
Deed SaleMar 09, 2007 · Amount on Record
Deed Doc Number513929
Deed Book / Page513 / 929
Record RefreshedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROWERS CO
Property Address412 W ELM ST, LAMAR, CO 81052-2740
Transaction TypeMortgage
Record UpdatedMay 25, 2021
Title CompanyFITCO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number553541
DateApr 14, 2021
Instrument553541
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
AddressAURORA, CO 80014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROWERS CO
Property Address412 W ELM ST, LAMAR, CO 81052-2740
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number551172
DateJun 05, 2020
Instrument551172
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
AddressAURORA, CO 80014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Prowers County records · Assessment roll updated August 25, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateColorado
CountyProwers County
MunicipalityLamar City
Unified School DistrictLamar School District RE-2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$515.00 (+152.45%)$108,183 (+11.05%) Land $6,440 Building $101,743
2023$204.00 (-20.62%)$38,152 Land $2,485 Building $35,667$97,414 Land $4,970 Building $92,444
2019$257.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Prowers County (08099C), updated October 27, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 9% of Colorado
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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