412 W Elm St, Celina, TX 75009 Property Records

Collin County property record for 412 W Elm St, Celina, TX 75009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,282 sqft · built 1940
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,720 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-1023-023-001A-1`

Property Details

APN / Parcel Number

Primary APN	`R-1023-023-001A-1`
Alternative APN	`979392`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,282 sqft Living Area
Gross Area	2,680 sqft
1st Floor Area	2,108 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,002 sqft (0.344 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Space Heater

Location & Zoning

Account Number	979392
Street Address	412 W ELM ST
City	CELINA
State	TX
Zip	75009-6354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CELINA ORIGINAL DONATION (CCL), BLK 23, LOT 1A 2A 3A
Legal Subdivision	CELINA ORIGINAL DONATION (CCL)
Legal Block	23
Legal Lot Number	1A-3A 2A
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	4
Census Block	4029
Census Tract	30306

Owner

412 W Elm St is owned and occupied by two individuals who acquired it in June 2020.

Source: Collin County records, as of October 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	412 W ELM ST, CELINA, TX 75009-6354
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · VA Mortgage FIRST UNITED BANK & TRUST CO
Jun 18, 2020	Warranty Deed, Transfer FIRST UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2020
Deed Sale	Jun 22, 2020
Prior Sale	Nov 6, 2001
Deed Document Number	20200622000942590
Prior Transfer Date	Jun 18, 2020
Prior Transfer Doc	0000921590
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	412 W ELM ST, CELINA, TX 75009-6354
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000784260
Date	Apr 19, 2021
Instrument	20210419000784260

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	SLICK, OK 74071

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 18, 2020
Property Address	412 W ELM ST, CELINA, TX 75009-6354
Document Number	0000921590
Instrument Date	Jun 17, 2020
Instrument	921590
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	711 MULBERRY CT CELINA TX 750091097, CELINA, TX 75009-1097

Mortgage

Document Number	921600
Date	Jun 18, 2020
Instrument	921600

Lender

Name	FIRST UNITED BK
Type	Bank
Address	SHERMAN, TX 75090

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Celina City
Unified School District	Celina Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$587,827 Land $198,000 Building $389,827	$587,827 Land $198,000 Building $389,827
2024	$12,720.00
2023		$515,363 Land $132,000 Building $383,363	$515,363 Land $132,000 Building $383,363
2022	$9,434.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 W Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 W Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CELINA serves 52,701 people · EPA ID TX0430003
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Nextlink.

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