412 W Custer Ave, Helena, MT 59602 Property Records

Lewis And Clark County property record for 412 W Custer Ave, Helena, MT 59602

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,247 sqft · built 1963
Lot Size	0.402 acres (17,511 sqft)
Owner	2 Individual Names on File
Last Sale	$405,108 (Jun 2026)
Tax Bill	$2,271 (2026)
Deeds & Mortgages	May 2014 Mortgage Jul 2006 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0510564`

Property Details

APN / Parcel Number

Primary APN	`R0510564`
Alternative APNs	`05-1888-18-3-01-05-0000` `0000007942`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,247 sqft Living Area
1st Floor Area	1,247 sqft
Basement Area	1,151 sqft
Finished Basement	1,151 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,511 sqft (0.402 acres)
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Deck Area	110 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000007942
Street Address	412 W CUSTER AVE
City	HELENA
State	MT
Zip	59602-0217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STUMP TRACTS, S18, T10 N, R03 W, LOT C
Legal Range	03W
Legal Township	10N
Legal Section	18
Legal Subdivision	STUMP TRACTS
Legal Tract	C
Legal Lot Number	C
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	2
Census Block	2053
Census Tract	503

Owner

412 W Custer Ave is owned and occupied by two individuals who bought it in June 2026.

Source: Lewis And Clark County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 W CUSTER AVE, HELENA, MT 59602-0217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2014	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO HOME MORTGAGE INC
Jul 7, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KEY BANK NA
Nov 15, 2010	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jun 2, 2026	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Jul 16, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	Jul 16, 2021 · Amount on File
Deed Document Number	20263450850
Deed Book / Page	65 / 4493
Prior Transfer Date	Jun 11, 2024
Prior Transfer Doc	0003424329
Record Updated	Oct 29, 2026

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	412 W CUSTER AVE, HELENA, MT 59602-0217
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M48/5563
Date	May 27, 2014
Book Page	M48/5563
Instrument	3258318

Lender

Name	WELLS FARGO HOME MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35209

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2044

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	412 W CUSTER AVE, HELENA, MT 59602-0217
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M34/8067
Date	Jul 7, 2006
Book Page	M34/8067
Instrument	3110295

Lender

Name	KEY BANK NA
Type	Bank
Address	BOISE, ID 83706

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jun 10, 2021

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	412 W CUSTER AVE, HELENA, MT 59602-0217
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M42/8396
Date	Nov 15, 2010
Book Page	M42/8396
Instrument	3196299

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2040

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Jun 2, 2026
Property Address	412 W CUSTER AVE, HELENA, MT 59602-0217
Document Number	0003450850
Book / Page	65 / 4493
Instrument Date	Jun 1, 2026
Instrument	20263450850
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	FLYING S TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	412 W CUSTER AVE, HELENA, MT 59602-0217

Mortgage

Document Number	0003450851,
Date	Jun 2, 2026
Instrument	20263450851

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Jul 16, 2021
Property Address	412 W CUSTER AVE, HELENA, MT 59602-0217
Document Number	M59/5730
Book / Page	M59 / 5730
Instrument Date	Jul 14, 2021
Instrument	3382155
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	3382156
Date	Jul 16, 2021
Instrument	3382156

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 412 W Custer Ave was $2,271, up 10.9% from the year before.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Municipality	Helena City
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,271.00 (+10.89%)	$436,500 (-)
2025	$2,048.00	$436,500	$436,500 Land $95,251 Building $341,249
2023	$3,604.00	$384,200	$384,200 Land $112,746 Building $271,454

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 W Custer Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2018)
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 W Custer Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Montana Internet.

Nearby Properties on W Custer Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures