412 W Choctaw, Clever, MO 65631 Property Records

Christian County property record for 412 W Choctaw, Clever, MO 65631

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,337 sqft · built 2006
Lot Size	0.249 acres (10,856 sqft)
Owner	Individual Name on Record
Last Sale	$322,423 (May 2026)
Tax Bill	$1,412 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9-0.4-20-2-1-5.116`

Property Details

APN / Parcel Number

Primary APN	`9-0.4-20-2-1-5.116`
Alternative APN	`09-0.4-20-002-001-005.116`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Building Area	1,337 sqft Living Area
1st Floor Area	1,337 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asbestos
Lot Area	10,856 sqft (0.249 acres)
Lot Dimensions	117 ft deep x 93 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	412 W CHOCTAW
City	CLEVER
State	MO
Zip	65631-6739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 SOUTHWEST PLACE PH 2
Legal Range	23W
Legal Township	27N
Legal Section	20
Legal Subdivision	SOUTHWEST PLACE PH 2
Legal Phase	2
Legal Lot Number	44
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2002
Census Tract	20102

Owner

Source: Christian County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 W CHOCTAW, CLEVER, MO 65631-6739
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage OAKSTAR BANK NA
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage GREAT SOUTHERN BANK
Oct 30, 2025	Beneficiary Deed, Transfer
Aug 22, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Oct 6, 2006 · Amount on Record
Deed Document Number	20266282
Deed Book / Page	2026 / 6196
Prior Transfer Date	Jul 31, 2025
Prior Transfer Doc	0202509735
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	412 W CHOCTAW, CLEVER, MO 65631-6739
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	HOAGLAND TITLE COMPANY, HOGAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202109413
Date	May 20, 2021
Book Page	2021/9413
Instrument	2021L09492

Lender

Name	OAKSTAR BANK NA
Type	Bank
Address	SPRINGFIELD, MO 65807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	May 21, 2026
Property Address	412 W CHOCTAW, CLEVER, MO 65631-6739
Document Number	0000006282
Book / Page	2026 / 6196
Instrument Date	May 20, 2026
Instrument	20266282
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	HOGAN LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	412 W CHOCTAW, CLEVER, MO 65631-6739

Mortgage

Document Number	0000006283,
Date	May 21, 2026
Book Page	2026/6197
Instrument	20266283

Lender

Name	GREAT SOUTHERN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Oct 30, 2025
Property Address	412 W CHOCTAW, CLEVER, MO 65631-6739
Document Number	0202512622
Book / Page	2025 / 12622
Instrument Date	Sep 30, 2025
Instrument	2025L12780
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	412 W CHOCTAW, CLEVER, MO 65631-6739
Investor	Possibly a Property Investor

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHRISTIAN MO
Recording Date	Aug 22, 2025
Property Address	412 W CHOCTAW, CLEVER, MO 65631-6739
Document Number	0202509735
Book / Page	2025 / 9735
Instrument Date	Jul 31, 2025
Instrument	2025L09849
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 W CHOCTAW, CLEVER, MO 65631-6739

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Clever City
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,412.00 (+5.29%)	$23,010 (+6.04%)	$121,100 (+6.04%) Land $25,000 Building $96,100
2024	$1,341.00	$21,700 (-)
2023		$21,700	$114,200 Land $25,000 Building $89,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVER PWS serves 2,139 people · EPA ID MO5010175
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Total HighSpeed Internet Solutions.

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