412 W 5th St, Hermann, MO 65041 Property Records

Gasconade County property record for 412 W 5th St, Hermann, MO 65041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 2006
Lot Size	0.33 acres (14,400 sqft)
Owner	Individual Name on Record
Tax Bill	$2,245 (2025)
Deeds & Mortgages	May 2019 Mortgage Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-7.0-26-4-17-002.010`

Property Details

APN / Parcel Number

Primary APN	`02-7.0-26-4-17-002.010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area

Exterior

Year Built	Built 2006
Lot Area	14,400 sqft (0.33 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	412 W 5TH ST
City	HERMANN
State	MO
Zip	65041-1190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 68 & 70, W 5TH, ORIGINAL TOWN HERMANN
Legal Lot Number	68&70
Jurisdiction	GASCONADE MO
Township / Civil Division	ROARK
Census Block Group	2
Census Block	2018
Census Tract	960100

Owner

Source: Gasconade County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	412 W 5TH ST, HERMANN, MO 65041-1190
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage PEOPLES SAVINGS BANK OF RHINELAND
Sep 1, 2021	Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION
Aug 7, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage GUILD MORTGAGE CO
Sep 1, 2021	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Aug 7, 2020	Warranty Deed, Transfer · Stand-Alone Refinance GUILD MORTGAGE CO
May 24, 2019	Warranty Deed, Transfer · Stand-Alone Refinance PEOPLES SAVINGS BANK OF RHINELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021
Deed Sale	Sep 1, 2021
Prior Sale	Aug 7, 2020
Deed Document Number	2021-2919
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	412 W 5TH ST, HERMANN, MO 65041-1190
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020191252
Date	May 24, 2019
Instrument	2019-1252

Lender

Name	PEOPLES SAVINGS BANK OF RHINELAND

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	412 W 5TH ST, HERMANN, MO 65041-1190
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020212920
Date	Sep 1, 2021
Instrument	2021-2920

Lender

Name	DAS ACQUISITION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	412 W 5TH ST, HERMANN, MO 65041-1190
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020202304
Date	Aug 7, 2020
Instrument	2020-2304

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASCONADE MO
Recording Date	Sep 1, 2021
Property Address	412 W 5TH ST, HERMANN, MO 65041-1190
Document Number	20212919
Instrument Date	Aug 27, 2021
Instrument	2021-2919
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 W 5TH ST, HERMANN, MO 65041-1190

Mortgage

Document Number	20212920
Date	Sep 1, 2021
Instrument	2021-2920

Lender

Name	DAS ACQUISITION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASCONADE MO
Recording Date	Aug 7, 2020
Property Address	412 W 5TH ST, HERMANN, MO 65041-1190
Document Number	20202303
Instrument Date	Aug 5, 2020
Instrument	2020-2303
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 W 5TH ST, HERMANN, MO 65041-1190

Mortgage

Document Number	20202304
Date	Aug 7, 2020
Instrument	2020-2304

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASCONADE MO
Recording Date	May 24, 2019
Property Address	412 W 5TH ST, HERMANN, MO 65041-1190
Document Number	20191251
Instrument Date	May 23, 2019
Instrument	2019-1251
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 W 5TH ST, HERMANN, MO 65041-1190

Mortgage

Document Number	20191252
Date	May 24, 2019
Instrument	2019-1252

Lender

Name	PEOPLES SAVINGS BANK OF RHINELAND

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Gasconade County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Gasconade County
Municipality	Hermann City
Unified School District	Gasconade County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,245.00 (+7.26%)	$34,330 (+8.74%)	$180,690 (+8.76%) Land $30,410 Building $150,280
2023	$2,093.00 (+0.19%)	$31,570	$166,140
2022	$2,089.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	74 (1982–2017)
Claims Outside the SFHA	3 of 74
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 7 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 14 claims Severe Storms & Flooding, Sep 1993 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERMANN PWS serves 2,500 people · EPA ID MO6010360
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: FireServe.

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