412 W 4th St, Alton, IL 62002 Property Records

Madison County property record for 412 W 4th St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,026 sqft · built 1891
Lot Size	0.206 acres (8,955 sqft)
Owner	Individual Name on Record
Tax Bill	$7,645 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2023 Mortgage + 2 more
APN	`23-2-07-14-06-101-006`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-14-06-101-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,026 sqft Living Area
Gross Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	8,955 sqft (0.206 acres)
Lot Dimensions	99.5 ft deep x 90 ft wide
Garage Type	Detached
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	412 W 4TH ST
City	ALTON
State	IL
Zip	62002-6108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENITENTIARY PLAT LOT 90 X 99.5 IRR
Legal Lot Number	90
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1026
Census Tract	402300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Christian Hill Historic District listed 1978 · 266 contributing resources · NRIS 78001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 W 4TH ST, ALTON, IL 62002-6108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit UNITED BANK OF UNION
Apr 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION
Nov 16, 2022	Warranty Deed, Transfer · Line of Credit UNITED BANK OF UNION
Jan 3, 2023	Correction Deed · Conventional Mortgage UNITED BANK OF UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2023
Deed Sale	Jan 3, 2023
Prior Sale	Nov 16, 2022 · Amount on Record
Deed Document Number	202370
Prior Transfer Date	Nov 14, 2022
Prior Transfer Doc	0000000070
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	412 W 4TH ST, ALTON, IL 62002-6108
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023612
Date	Sep 5, 2023
Instrument	2023R23612

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2033

Interest

Rate Type	Adjustable Rate
Rate	8.5%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	412 W 4TH ST, ALTON, IL 62002-6108
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010218
Date	Apr 21, 2023
Instrument	2023R10218

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.88%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Nov 16, 2022
Property Address	412 W 4TH ST, ALTON, IL 62002-6108
Document Number	0000036590
Map Reference	PB 5 PG 77
Instrument Date	Nov 14, 2022
Instrument	2022R36590
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$408.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 W 4TH ST, ALTON, IL 62002-6108

Mortgage

Document Number	0000036591
Date	Nov 16, 2022
Instrument	2022R36591

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.75%

January 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	MADISON IL
Recording Date	Jan 3, 2023
Property Address	412 W 4TH ST, ALTON, IL 62002-6108
Document Number	0000000070
Map Reference	PB 5 PG 77
Instrument Date	Nov 14, 2022
Instrument	2023R00070
Record Updated	Jan 25, 2023
Title Company	COMMUNITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 W 4TH ST, ALTON, IL 62002-6108

Mortgage

Document Number	0000000071
Date	Jan 3, 2023
Instrument	2023R00071

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,645.00 (+8.86%)	$95,510 (+35.4%) Land $9,150 Building $86,360	$286,530 (+35.26%) Land $27,450 Building $259,080
2024	$7,023.00 (+13.49%)
2022	$6,188.00	$70,540 Land $6,760 Building $63,780	$211,832 Land $20,300 Building $191,532

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	17 (1978–2019)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave.

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