Bay County property record for 412 W 26th St, Lynn Haven, FL 32444
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,198 sqft · built 1980 |
| Lot Size | 0.11 acres (4,791 sqft) |
| Owner | Individual Name on File |
| Last Sale | $54,800 (Jan 2022) |
| Tax Bill | $1,697 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11634-511-000 |
| Primary APN | 11634-511-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,198 sqft Living Area |
| 1st Floor Area | 1,198 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,791 sqft (0.11 acres) |
| Lot Dimensions | 130 ft deep x 37 ft wide |
| Driveway | Driveway |
| Porch | Screened/Unfinished Porch |
| Porch Area | 182 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 412 W 26TH ST |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-5464 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | MRA |
| Legal Description | REPLAT OF BELAIRE ESTATES BEG 490 W & 130 S OF SE COR LOT 1 BLK A TH W 37.5 N 130 E 37.5 S 130 TO POB (1.511) 103B3 ORB 4511 P 2059 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 16 |
| Legal Subdivision | REPLAT OF BELAIRE ESTATES |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 1404 |
Source: Bay County records, as of March 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 W 26TH ST, LYNN HAVEN, FL 32444-5464 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2022 | Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Aug 28, 2019 | Quit Claim Deed, Transfer CLOSING USA LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2022 · Amount on File |
| Deed Sale | Jan 14, 2022 · Amount on File |
| Prior Sale | Aug 28, 2019 |
| Deed Document Number | 20223453 |
| Deed Book / Page | 4511 / 2059 |
| Prior Transfer Date | Jan 8, 2022 |
| Prior Transfer Doc | 0045112059 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 14, 2022 |
| Property Address | 412 W 26TH ST, LYNN HAVEN, FL 32444-5464 |
| Document Number | 0045112059 |
| Book / Page | 4511 / 2059 |
| Instrument Date | Jan 8, 2022 |
| Instrument | 2022003453 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $383.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 412 W 26TH ST, LYNN HAVEN, FL 32444-5464 |
| Document Number | 0045112062 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 4511/2062 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 412 W 26TH ST, LYNN HAVEN, FL 32444-5464 |
| Document Number | 0042492247 |
| Instrument Date | Apr 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 412 W 26TH ST LYNN HAVEN FL 324445464, LYNN HAVEN, FL 32444-5464 |
| Document Number | 0042492247 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 004249/002247 |
| Instrument | 30421 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 7, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 28, 2019 |
| Property Address | 412 W 26TH ST, LYNN HAVEN, FL 32444-5464 |
| Document Number | 0041610617 |
| Book / Page | 004161 / 000617 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 76815 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2019 |
| Title Company | CLOSING USA LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 W 26TH ST LYNN HAVEN FL 324445464, LYNN HAVEN, FL 32444-5464 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,697.00 (-0.47%) | $112,827 (+48.92%) Land $18,815 Building $94,012 | $112,827 (+3.82%) Land $18,815 Building $94,012 |
| 2024 | $1,705.00 (+372.3%) | ||
| 2023 | $361.00 (+38.31%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $75,763 (+27.61%) | $108,671 (+33.08%) Land $17,300 Building $91,371 |
| 2022 | $261.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $59,371 | $81,656 Land $16,900 Building $64,756 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 86 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 8 (1985–2018) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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