412 Vanderbilt Dr, Mobile, AL 36608 Property Records

Mobile County property record for 412 Vanderbilt Dr, Mobile, AL 36608 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,461 sqft · built 1992
Owner	Individual Name on File
Last Sale	$165,500 (Feb 2007)
Tax Bill	$1,136 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Jun 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`R022805153001096001`

Property Details

APN / Parcel Number

Primary APN	`R022805153001096001`
Alternative APNs	`28 05 15 3 001 096.001` `02248954` `2248954`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,461 sqft Living Area
1st Floor Area	1,461 sqft
Basement Area	759 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1996
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	432 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	2248954
Old Parcel Number	R022805153001096001
Street Address	412 VANDERBILT DR
City	MOBILE
State	AL
Zip	36608-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 UNIVERSITY PARK SUB 4TH UNIT MBK 18 P 57 #SEC 15 T4S R2W #MP28 05 15 3 001
Legal Range	02W
Legal Township	04S
Legal Section	15
Legal Subdivision	UNIVERSITY PARK
Legal Lot Number	32
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2013
Census Tract	3501

Owner

Source: Mobile County records · APN R022805153001096001

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	412 VANDERBILT DR, MOBILE, AL 36608-3035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 01, 2018	Deed of Trust, Mortgage · Line of Credit COMPASS BANK
Jun 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 01, 2007 · Amount on Record
Deed Sale	Feb 01, 2007 · Amount on Record
Prior Sale	Sep 16, 2005 · Amount on Record
Deed Document Number	2007008176
Deed Book / Page	6123 / 0708
Record Updated	Jun 08, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	412 VANDERBILT DR, MOBILE, AL 36608-3035
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045008
Date	Aug 01, 2018
Book Page	7666/0015
Instrument	2018045008

Lender

Name	COMPASS BANK
Type	Bank
Address	MOBILE, AL 36608

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 19, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	412 VANDERBILT DR, MOBILE, AL 36608-3035
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034107
Date	Jun 18, 2019
Instrument	2019034107

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2034

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	412 VANDERBILT DR, MOBILE, AL 36608-3035
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079580
Date	Dec 30, 2020
Instrument	2020079580

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2036

Tax Assessment & Valuation

Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,136.00 (+0.89%) Homeowner's exemption	$18,780 (+0.86%) Land $2,000 Building $16,780	$187,800 (+0.86%) Land $20,000 Building $167,800
2024	$1,126.00 (+14.9%) Homeowner's exemption	$18,620 (+14.02%) Land $2,000 Building $16,620	$186,200 (+14.02%) Land $20,000 Building $166,200
2023	$980.00 Homeowner's exemption	$16,330 Land $2,000 Building $14,330	$163,300 Land $20,000 Building $143,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mobile County (01097C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010970035012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	22 (1978–2005)
Claims Outside the SFHA	11 of 22
Most Recent Claim	Apr 2005, tidal / storm surge

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 76% of Alabama
Wildfire Likelihood	About 1 in 565 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 452 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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