412 Turtle Run Ct, Ponte Vedra Beach, FL 32082 Property Records

St. Johns County property record for 412 Turtle Run Ct, Ponte Vedra Beach, FL 32082

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,812 sqft · built 2000
Lot Size	0.78 acres (33,976 sqft)
Owner	2 Individual Names on Record
Last Sale	$888,800 (Jul 2020)
Tax Bill	$8,232 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2017 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`062080-1430`

Property Details

APN / Parcel Number

Primary APN	`062080-1430`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Stories	1 Story
Building Area	3,812 sqft Living Area
Gross Area	4,601 sqft
1st Floor Area	2,489 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,976 sqft (0.78 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	341 sqft
Deck Area	825 sqft
Patio Area	795 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	412 TURTLE RUN CT
City	PONTE VEDRA BEACH
State	FL
Zip	32082-2183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	34/40-44 CLEARLAKE AT MARSH LANDING UNIT 2 LOT 43 OR5000/1295
Legal Range	29E
Legal Township	03S
Legal Section	40
Legal Subdivision	CLEARLAKE AT MARSH LANDING UNIT TWO
Legal Block	1
Legal Lot Number	43
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	1
Census Block	1015
Census Tract	20708

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 TURTLE RUN CT, PONTE VEDRA BEACH, FL 32082-2183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA
Apr 18, 2017	Deed of Trust, Mortgage · Commercial Mortgage STEARNS BANK NA
Jul 28, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 6, 2017	Warranty Deed, Transfer HOME LN ALLIANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Prior Sale	Apr 6, 2017 · Amount on Record
Deed Document Number	202061194
Deed Book / Page	5000 / 1295
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	412 TURTLE RUN CT, PONTE VEDRA BEACH, FL 32082-2183
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 TURTLE RUN CT, PONTE VEDRA BEACH, FL 32082-2183
Investor	Possibly a Property Investor

Mortgage

Document Number	0057741970
Date	Jun 14, 2023
Book Page	5774/1970
Instrument	2023046079

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2033

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	412 TURTLE RUN CT, PONTE VEDRA BEACH, FL 32082-2183
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043600525
Date	Apr 18, 2017
Book Page	4360/0525
Instrument	2017026622

Lender

Name	STEARNS BANK NA
Type	Bank
Address	SAINT CLOUD, MN 56302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	110 Months
Due	Jun 8, 2026

Interest

Rate Type	Adjustable Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 28, 2020
Property Address	412 TURTLE RUN CT, PONTE VEDRA BEACH, FL 32082-2183
Document Number	0050001295
Book / Page	5000 / 1295
Map Reference	MB 34 PG 40-44
Instrument Date	Jul 17, 2020
Instrument	2020061194
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,221.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 MYRTLE ST, 317, NEPTUNE BEACH, FL 32266-5122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 TURTLE RUN CT, PONTE VEDRA BEACH, FL 32082-2183
Investor	Possibly a Property Investor

Mortgage

Document Number	50001297
Date	Jul 28, 2020
Instrument	5000/1297

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 6, 2017
Property Address	412 TURTLE RUN CT, PONTE VEDRA BEACH, FL 32082-2183
Document Number	0043551824
Book / Page	004355 / 001824
Instrument Date	Apr 4, 2017
Instrument	24145
Transaction Type	Transfer
Record Updated	Apr 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,880.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 TURTLE RUN CT PONTE VEDRA BEACH FL 320822183, PONTE VEDRA BEACH, FL 32082-2183

Mortgage

Document Number	43551826
Date	Apr 6, 2017
Book Page	004355/001826
Instrument	24146

Lender

Name	HOME LN ALLIANCE
Type	Funding / Finance Company
Address	TAMPA, FL 33602

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$642,029 (+2.7%)	$1,231,446 (-3.37%) Land $300,000 Building $931,446
2025	$8,232.00 (+11.57%) Homeowner's exemption	$625,150 (+2.9%)	$1,274,333 (+8.81%) Land $300,000 Building $974,333
2024	$7,378.00 (+1.89%) Homeowner's exemption	$607,532 (+3%)	$1,171,174 (-0.1%) Land $275,000 Building $896,174
2023	$7,241.00 (+2.55%) Homeowner's exemption	$589,837 (+3%)	$1,172,364 (+23.99%) Land $275,000 Building $897,364
2022	$7,061.00 Homeowner's exemption	$572,657	$945,520 Land $224,000 Building $721,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 643 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	643 in force
Nearby Flood Claims	462 (1978–2024)
Claims Outside the SFHA	26 of 462
Most Recent Claim	Dec 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 22 claims Hurricane Irma, Sep 2017 · 135 claims Hurricane Matthew, Oct 2016 · 214 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-PONTE VEDRA WS private · serves 15,565 people · EPA ID FL2554343
Water Source	Groundwater
Last State Inspection	Dec 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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