412 Troy Ave, Troy, IL 62294 Property Records

Madison County property record for 412 Troy Ave, Troy, IL 62294

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,856 sqft · built 1970
Lot Size0.5 acres (21,780 sqft)
OwnerCompany Name on Record
Tax Bill$4,578 (2025)
Deeds & MortgagesFeb 2024 Transfer
Aug 2021 Mortgage
APN09-1-22-09-14-301-008

Property Details

APN / Parcel Number

Primary APN09-1-22-09-14-301-008

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,856 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1989
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions175 ft deep x 125 ft wide
Garage TypeAttached
Garage Area1 sqft
Patio Area242 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address412 TROY AVE
CityTROY
StateIL
Zip62294-1804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN PT NE SE 125X175
JurisdictionMADISON IL
Township / Civil DivisionJARVIS
Census Block Group2
Census Block2012
Census Tract403531

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address412 TROY AVE, TROY, IL 62294-1804
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2024Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2024
Deed SaleFeb 14, 2024
Deed Document Number20244062
Prior Transfer DateFeb 12, 2024
Prior Transfer Doc0000004062
Record UpdatedSep 20, 2026

February 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON IL
Recording DateFeb 14, 2024
Property Address412 TROY AVE, TROY, IL 62294-1804
Document Number0000004062
Instrument DateFeb 12, 2024
Instrument2024R04062
Transaction TypeTransfer
Record UpdatedFeb 28, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 TROY AVE, TROY, IL 62294-1804

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address412 TROY AVE, TROY, IL 62294-1804
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036435
DateAug 30, 2021
Instrument2021R36435
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionJarvis Township
MunicipalityTroy City
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,578.00 (-0.65%)$77,180 (+28.27%) Land $13,320 Building $63,860$231,540 (+28.14%) Land $39,960 Building $191,580
2024$4,608.00 (+13.86%)
2022$4,047.00$60,170 Land $10,390 Building $49,780$180,690 Land $31,201 Building $149,489

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 16,962 people · EPA ID IL1191000
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.69 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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