412 Texas Dr, Mexico Beach (Port Saint Joe), FL 32456 Property Records

Bay County property record for 412 Texas Dr, Mexico Beach, FL 32456

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,640 sqft · built 2000
Lot Size	0.246 acres (10,759 sqft)
Owner	2 Company Names on Record
Last Sale	$420,000 (Mar 2021)
Tax Bill	$8,193 (2025)
Deeds & Mortgages	Mar 2021 Sale May 2020 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`04973-520-000`

Property Details

APN / Parcel Number

Primary APN	`04973-520-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,640 sqft Heated Area
Gross Area	4,204 sqft
1st Floor Area	1,800 sqft
2nd Floor Area	840 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,759 sqft (0.246 acres)
Lot Dimensions	108 ft deep x 100 ft wide
Driveway	Driveway
Driveway Area	560 sqft
Porch	Porch
Porch Area	684 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	412 TEXAS DR
City	MEXICO BEACH
State	FL
Zip	32456-0140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MB01
Legal Description	MEXICO BEACH UNIT 14 235D3 LOT 14 BLK F ORB 4382 P 446
Legal Range	12W
Legal Township	06S
Legal Section	25
Legal Subdivision	MEXICO BEACH UNIT 14
Legal Block	F
Legal Lot Number	14
Legal Unit	14
Jurisdiction	BAY FL
Township / Civil Division	MEXICO BEACH
Census Block Group	1
Census Block	1039
Census Tract	600

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	770 NEW MARKET RD, NEW MARKET, AL 35761-8009
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Warranty Deed, Transfer ATTORNEY
May 15, 2020	Deed of Trust, Mortgage · Line of Credit FIRST PORT CITY BANK
Mar 6, 2020	Deed of Trust, Mortgage FIRST PORT CTY BK
Mar 12, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 26, 2021 · Amount on Record
Deed Sale	Mar 26, 2021 · Amount on Record
Prior Sale	Mar 12, 2020 · Amount on Record
Deed Document Number	2021022220
Deed Book / Page	4382 / 446
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 26, 2021
Property Address	412 TEXAS DR, MEXICO BEACH, FL 32456-0140
Document Number	0043820446
Book / Page	4382 / 446
Map Reference	MB 11 PG 15
Instrument Date	Mar 15, 2021
Instrument	2021022220
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 REDWOOD DR, 174, BAINBRIDGE, GA 39819-6512

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	770 NEW MARKET RD, NEW MARKET, AL 35761-8009
Investor	Possibly a Property Investor

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	412 TEXAS DR, MEXICO BEACH, FL 32456-0140
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042520620
Date	May 15, 2020
Book Page	4252/620
Instrument	2020032077

Lender

Name	FIRST PORT CITY BANK
Type	Bank
Address	BAINBRIDGE, GA 39818

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	10 Months
Due	Mar 6, 2021

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	412 TEXAS DR, MEXICO BEACH, FL 32456-0140
Document Number	0042320298
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Apr 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 REDWOOD DR BAINBRIDGE GA 398196512, BAINBRIDGE, GA 39819-6512

Mortgage

Document Number	0042320298
Date	Mar 12, 2020
Book Page	004232/000298
Instrument	18898

Lender

Name	FIRST PORT CTY BK
Type	Bank
Address	BAINBRIDGE, GA 39818-1070

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 11, 2040

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 12, 2020
Property Address	412 TEXAS DR, MEXICO BEACH, FL 32456-0140
Document Number	0042320297
Book / Page	004232 / 000297
Instrument Date	Mar 4, 2020
Instrument	18897
Transaction Type	Transfer
Record Updated	Apr 13, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,106.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	174 REDWOOD DR BAINBRIDGE GA 398196512, BAINBRIDGE, GA 39819-6512

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Mexico Beach City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,193.00 (+16.79%)	$546,381 (+27.31%) Land $131,275 Building $415,106	$546,381 (+27.31%) Land $131,275 Building $415,106
2023	$7,015.00 (+15.8%)	$429,169 (+18.05%) Land $106,800 Building $322,369	$429,169 (+18.05%) Land $106,800 Building $322,369
2022	$6,058.00	$363,540 Land $64,970 Building $298,570	$363,540 Land $64,970 Building $298,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 378 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	693 units insured incl. 315 condo units
Nearby Flood Claims	914 (1985–2024)
Claims Outside the SFHA	547 of 914
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Michael, Oct 2018 · 581 claims Hurricane Dennis, Jul 2005 · 22 claims Hurricane Opal, Oct 1995 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MEXICO BEACH serves 5,888 people · EPA ID FL1030467
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

Nearby Properties on Texas Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures