412 Tanner Dr, Waverly, MN 55390 Property Records

Wright County property record for 412 Tanner Dr, Waverly, MN 55390

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,639 sqft · built 2023
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$393,900 (Dec 2023)
Tax Bill	$4,502 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`116-041-004120`

Property Details

APN / Parcel Number

Primary APN	`116-041-004120`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,639 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable
Lot Area	13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	412 TANNER DR
City	WAVERLY
State	MN
Zip	55390-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-05 TWP-118 RANGE-026 SUMMERFIELDS 4TH ADDN LOT 12 BLOCK 4 4
Legal Range	026
Legal Township	118
Legal Section	05
Legal Subdivision	SUMMERFIELDS 4TH ADDN
Legal Block	4
Legal Lot Number	12
Jurisdiction	WRIGHT MN
Township / Civil Division	WAVERLY
Census Block Group	2
Census Block	2093
Census Tract	101101

Owner

412 Tanner Dr is owned and occupied by two individuals who bought it in December 2023.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 TANNER DR, WAVERLY, MN 55390-4501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2023 · Amount on File
Deed Sale	Dec 19, 2023 · Amount on File
Deed Document Number	20231610089
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jan 8, 2024
Property Address	412 TANNER DR, WAVERLY, MN 55390-4501
Document Number	00A1545629
Instrument Date	Dec 19, 2023
Instrument	A1545629
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 26, 2024
Title Company	BURNET TITLE-EAGAN, BURNET TITLE MN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,299.87
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	412 TANNER DR, WAVERLY, MN 55390-4501

Mortgage

Document Number	00A1545630
Date	Jan 8, 2024
Instrument	A1545630

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 412 Tanner Dr was $4,502.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Waverly City
Unified School District	Howard Lake-Waverly-Winsted (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,502.00	$371,300 (-2.01%) Land $75,000 Building $296,300	$371,300 (-2.01%) Land $75,000 Building $296,300
2025		$378,900 Land $89,000 Building $289,900	$378,900 Land $89,000 Building $289,900
2023		$40,000 Land $40,000	$40,000 Land $40,000
2022	$202.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 412 Tanner Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Tanner Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Waverly serves 2,234 people · EPA ID MN1860019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	36 ppb (2026) action level 15 ppb
Copper	2.98 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Broadband, Verizon.

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