412 SW Waterfall Ct, Lees Summit, MO 64081 Property Records

Jackson County property record for 412 SW Waterfall Ct, Lees Summit, MO 64081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,248 sqft · built 1996
Lot Size	0.381 acres (16,598 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,509 (2025)
Deeds & Mortgages	May 2020 Line of Credit Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`62-520-01-19`

Property Details

APN / Parcel Number

Primary APN	`62-520-01-19`
Alternative APNs	`62-520-01-19-00-0-00-000` `1011226`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,248 sqft Living Area
1st Floor Area	966 sqft
Basement Area	1,929 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,598 sqft (0.381 acres)
Lot Dimensions	164 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Deck Area	414 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1011226
Street Address	412 SW WATERFALL CT
City	LEES SUMMIT
State	MO
Zip	64081-1793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINTERSET PARK 5TH PLAT---LOT 114
Legal Subdivision	WINTERSET PARK 5TH PLAT
Legal Block	2
Legal Lot Number	114
Jurisdiction	JACKSON MO
Township / Civil Division	PRAIRIE
Census Block Group	2
Census Block	2003
Census Tract	13612

Owner

412 SW Waterfall Ct is owned and occupied by two individuals who acquired it in November 2022.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 SW WATERFALL CT, LEES SUMMIT, MO 64081-1793
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Feb 7, 2020	Deed of Trust, Mortgage COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2022
Deed Sale	Nov 14, 2022
Prior Sale	Jul 15, 2011 · Amount on File
Deed Document Number	2022102298
Prior Transfer Date	Feb 14, 2002
Prior Transfer Doc	0000020726
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	412 SW WATERFALL CT, LEES SUMMIT, MO 64081-1793
Document Number	0000E56041
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 SW WATERFALL CT LEES SUMMIT MO 640811793, LEES SUMMIT, MO 64081-1793

Mortgage

Document Number	0000E56041
Date	Jul 2, 2020
Instrument	56041E

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2045

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	412 SW WATERFALL CT, LEES SUMMIT, MO 64081-1793
Document Number	0000E13395
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	MCCAFFREE-SHORT TITLE COMPANY INC, MCCAFFREE-SHORT TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 SW WATERFALL CT LEES SUMMIT MO 640811793, LEES SUMMIT, MO 64081-1793

Mortgage

Document Number	0000E13395
Date	Feb 14, 2020
Instrument	13395E

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 13, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 412 SW Waterfall Ct was $7,509, up 13.6% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Lee's Summit City
Unified School District	Lee's Summit R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,280 (-) Land $16,108 Building $87,172	$543,580 (-)
2025	$7,509.00 (+13.57%)	$103,280 Land $16,108 Building $87,172	$543,580
2024	$6,612.00 (+0.73%)
2023	$6,564.00	$91,580 Land $14,801 Building $76,779	$482,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 SW Waterfall Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 SW Waterfall Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEES SUMMIT PWS serves 99,400 people · EPA ID MO1010459
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Everfast Fiber Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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