412 SW 18th St, Ankeny, IA 50023 Property Records

Polk County property record for 412 SW 18th St, Ankeny, IA 50023

Property Summary

Property Type	Single Family Home
Details	built 2023
Lot Size	0.282 acres (12,274 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Sep 2026)
Tax Bill	$1,086 (2024)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2025 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181/15925-043-662`

Property Details

APN / Parcel Number

Primary APN	`181/15925-043-662`
Alternative APN	`802426230016`

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Foundation Type	Concrete
Lot Area	12,274 sqft (0.282 acres)

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	412 SW 18TH ST
City	ANKENY
State	IA
Zip	50023-6835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 HERITAGE PARK AT PRAIRIE TRAIL PLAT 3
Legal Subdivision	HERITAGE PARK AT PRAIRIE TRAIL PLAT 3
Legal Lot Number	20
Jurisdiction	POLK IA
Township / Civil Division	CROCKER
Census Block Group	3
Census Block	3027
Census Tract	10205

Owner

Source: Polk County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 SW 18TH ST, ANKENY, IA 50023-6835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Warranty Deed, Transfer · Conventional Mortgage CHARTER BANK
Oct 13, 2025	Deed of Trust, Mortgage · Construction Mortgage LINCOLN SAVINGS BANK
Mar 24, 2025	Sheriff's Deed, Foreclosure
Aug 1, 2023	Warranty Deed, Construction Loan · Construction Mortgage COLLINS COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on Record
Deed Sale	Sep 4, 2026 · Amount on Record
Prior Sale	Mar 24, 2025 · Amount on Record
Deed Document Number	202654990
Deed Book / Page	20648 / 124
Prior Transfer Date	Mar 18, 2025
Prior Transfer Doc	0000015225
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 4, 2026
Property Address	412 SW 18TH ST, ANKENY, IA 50023-6835
Document Number	0000054990
Book / Page	20648 / 124
Instrument Date	Aug 22, 2026
Instrument	202654990
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90,415.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 SW 18TH ST, ANKENY, IA 50023-6835

Mortgage

Document Number	0000054991,
Date	Sep 4, 2026
Instrument	202654991

Lender

Name	CHARTER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	412 SW 18TH ST, ANKENY, IA 50023-6835
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061081
Date	Oct 13, 2025
Book Page	20299/247
Instrument	2025-00061081

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	1375 SW STATE ST, ANKENY, IA 50023

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 3, 2045

Interest

Rate Type	Adjustable Rate

March 2025: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	POLK IA
Recording Date	Mar 24, 2025
Property Address	412 SW 18TH ST, ANKENY, IA 50023-6835
Document Number	0000015225
Book / Page	20081 / 343
Instrument Date	Mar 18, 2025
Instrument	2025-00015225
Transaction Type	Foreclosure
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10500, CEDAR RAPIDS, IA 52410-0500
Mail Care Of	CREDIT SOLUTIONS MANAGER

August 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 1, 2023
Property Address	412 SW 18TH ST, ANKENY, IA 50023-6835
Document Number	0000040209
Book / Page	19554 / 415
Instrument Date	Jul 28, 2023
Instrument	2023-00040209
Transaction Type	Construction Loan
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Tax	$144.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8171 NE 50TH AVE, ALTOONA, IA 50009-9454

Mortgage

Document Number	0000040210
Date	Aug 1, 2023
Instrument	2023-00040210

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 28, 2053

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ankeny City
County	Polk County
Unified School District	Ankeny Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,700 Land $51,700 Building $24,000	$75,700 Land $51,700 Building $24,000
2024	$1,086.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANKENY serves 76,207 people · EPA ID IA7709053
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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