Elkhart County property record for 412 Summit St, Goshen, IN 46528
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,390 sqft · built 1900 |
| Lot Size | 0.125 acres (5,445 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $46,000 (Dec 2023) |
| Tax Bill | $1,523 (2024) |
| Deeds & Mortgages | May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-11-09-237-002.000-015 |
| Primary APN | 20-11-09-237-002.000-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,390 sqft Living Area |
| 1st Floor Area | 1,390 sqft |
| Upper Floors Area | 396 sqft |
| Basement Area | 299 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,445 sqft (0.125 acres) |
| Lot Dimensions | 66 ft deep x 81 ft wide |
| Garage Type | Detached |
| Garage Area | 496 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 412 SUMMIT ST |
|---|---|
| City | GOSHEN |
| State | IN |
| Zip | 46528-2948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | CHAMBERLAINS 2ND 81FT E END & 20X6FT NE COR W 117FT LOT 84 |
| Legal Subdivision | CHAMBERLAINS 2ND |
| Legal Block | 237 |
| Legal Lot Number | 84 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | ELKHART |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 202 |
412 Summit St is owned by two individuals who bought it in December 2023.
Source: Elkhart County records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 HACKETT RD, GOSHEN, IN 46528-2703 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2023 · Amount on File |
| Deed Sale | Dec 15, 2023 · Amount on File |
| Prior Sale | Dec 15, 2023 · Amount on File |
| Deed Document Number | 202321016 |
| Prior Transfer Date | Dec 14, 2023 |
| Prior Transfer Doc | 0000001016 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | May 14, 2018 |
| Property Address | 412 SUMMIT ST, GOSHEN, IN 46528-2948 |
| Document Number | 0000009276 |
| Instrument Date | May 14, 2018 |
| Instrument | 9276 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 17431 COUNTY ROAD 22 GOSHEN IN 465289162, GOSHEN, IN 46528-9162 |
Source: Elkhart County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Elkhart Township |
| Municipality | Goshen City |
| Unified School District | Goshen Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $84,700 (+17.31%) Land $10,300 Building $74,400 | $84,700 (+17.31%) Land $10,300 Building $74,400 | |
| 2024 | $1,523.00 | $72,200 (+7.12%) Land $10,300 Building $61,900 | $72,200 (+7.12%) Land $10,300 Building $61,900 |
| 2023 | $67,400 (+9.77%) Land $10,300 Building $57,100 | $67,400 (+9.77%) Land $10,300 Building $57,100 | |
| 2022 | $1,562.00 | $61,400 Land $10,300 Building $51,100 | $61,400 Land $10,300 Building $51,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Summit St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 412 Summit St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOSHEN WATER UTILITY serves 32,267 people · EPA ID IN5220009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| New Paris Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Surf Internet.
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