412 Stevenson Rd, Erlanger, KY 41018 Property Records

Kenton County property record for 412 Stevenson Rd, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1950
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$164,900 (Dec 2017)
Tax Bill	$2,175 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-20-18-041.00`

Property Details

APN / Parcel Number

Primary APN	`015-20-18-041.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,196 sqft Finished Area
Gross Area	1,286 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	412 STEVENSON RD
City	ERLANGER
State	KY
Zip	41018-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HALLAM HGTS 1ST ADDN LOT 24 & PT LOTS 22-23 & 25
Legal Subdivision	HALLAM HEIGHTS
Legal Phase	51
Legal Lot Number	24,22
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2011
Census Tract	64500

Owner

412 Stevenson Rd is owned and occupied by an individual who bought it in December 2017.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	412 STEVENSON RD, ERLANGER, KY 41018-2436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 24, 2020	Deed of Trust, Mortgage · Conventional with PMI VETERANS UNITED HM LNS
Dec 27, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS
Mar 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2017 · Amount on File
Deed Sale	Dec 27, 2017 · Amount on File
Prior Sale	Aug 15, 2016 · Amount on File
Deed Document Number	201712 27 059 00226
Deed Book / Page	6323 / 180
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	412 STEVENSON RD, ERLANGER, KY 41018-2436
Transaction Type	Mortgage
Record Updated	Jan 5, 2024
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900104
Date	Nov 8, 2021
Book Page	298/120
Instrument	21110805900104

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	412 STEVENSON RD, ERLANGER, KY 41018-2436
Document Number	0000000454
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 STEVENSON RD ERLANGER KY 410182436, ERLANGER, KY 41018-2436

Mortgage

Document Number	0000000454
Date	Mar 20, 2020
Book Page	000M23/000470
Instrument	454

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

December 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Dec 27, 2017
Property Address	412 STEVENSON RD, ERLANGER, KY 41018-2436
Document Number	0000000226
Book / Page	0C6323 / 000180
Instrument Date	Dec 27, 2017
Instrument	226
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 12, 2018
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 STEVENSON RD ERLANGER KY 410182436, ERLANGER, KY 41018-2436

Mortgage

Document Number	229
Date	Dec 27, 2017
Book Page	0C6323/000183
Instrument	229

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 14, 2017
Property Address	412 STEVENSON RD, ERLANGER, KY 41018-2436
Document Number	0000000028
Book / Page	0C6115 / 000048
Instrument Date	Mar 2, 2017
Instrument	28
Transaction Type	Transfer
Record Updated	May 17, 2017

Transaction

Amount	Amount on Record
Tax	$64.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 STEVENSON RD ERLANGER KY 410182436, ERLANGER, KY 41018-2436

Tax Assessment & Valuation

The 2025 property tax bill for 412 Stevenson Rd was $2,175.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,900 (-) Land $25,000 Building $139,900	$164,900 (-) Land $25,000 Building $139,900
2025	$2,175.00	$164,900 Land $25,000 Building $139,900	$164,900 Land $25,000 Building $139,900
2023	$2,142.00	$164,900 Land $25,000 Building $139,900	$164,900 Land $25,000 Building $139,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Stevenson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Stevenson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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