Lorain County property record for 412 State St, Kipton, OH 44049 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1940 |
| Square Footage | 960 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $157,900 (2022) |
| Tax Bill | $1,646.00 (2025) |
Source: Lorain County records · APN 13-11-015-105-001
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 STATE ST, OBERLIN, OH 44074-9454 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 05, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CIVISTA BANK |
| May 23, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 05, 2022 · Amount on Record |
| Deed Sale | Aug 05, 2022 · Amount on Record |
| Prior Sale | May 23, 2017 · Amount on Record |
| Deed Doc Number | 2022004919 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 05, 2022 |
| Property Address | 412 STATE ST, OBERLIN, OH 44074-9454 |
| Document Number | 0000886334 |
| Map Reference | VOL 3 PG 16 |
| Instrument Date | Aug 04, 2022 |
| Instrument | 2022-0886334 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | AMERICA TITLE, AMERICAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 STATE ST, OBERLIN, OH 44074-9454 |
| Document Number | 0000886335 |
|---|---|
| Date | Aug 05, 2022 |
| Instrument | 2022-0886335 |
| Name | CIVISTA BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 23, 2017 |
| Property Address | 412 STATE ST, KIPTON, OH 44049 |
| Document Number | 0000630455 |
| Instrument Date | May 22, 2017 |
| Instrument | 630455 |
| Transaction Type | Transfer |
| Record Updated | Jun 05, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $356.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 STATE ST OBERLIN OH 44074, OBERLIN, OH 44074 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Camden Township |
| Municipality | Kipton Village |
| Unified School District | Firelands Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,646.00 | $34,250 (%) Land $6,620 Building $27,630 | $97,860 (-) Land $18,920 Building $78,940 |
| 2024 | $1,646.00 (-6.05%) | $34,251 (+6.16%) Land $6,622 Building $27,629 | $97,860 (+6.16%) Land $18,920 Building $78,940 |
| 2023 | $1,752.00 (+3.24%) | $32,264 (-0.02%) Land $6,388 Building $25,876 | $92,180 (-) Land $18,250 Building $73,930 |
| 2022 | $1,697.00 | $32,270 Land $6,390 Building $25,880 | |
| 2021 | $92,180 Land $18,250 Building $73,930 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 13-11-015-105-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 960 sqft Living Area |
| 1st Floor | 960 sqft 1st Floor |
| Attic Area | 461 sqft Attic |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 11,326 sqft (0.26 acres) |
| Depth X Width | 174 ft x 66 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 624 sqft Garage |
| Deck Area | 128 sqft Deck |
| Patio Area | 128 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 412 STATE ST |
|---|---|
| City | KIPTON |
| State | OH |
| Zip | 44049 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARDY |
| Legal Subdivision | R HARDYS ADDITION |
| Legal Tract | 11 |
| Legal Block | 105 |
| Legal Lot Number | 2 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | CAMDEN |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 93100 |
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