412 Stafford St, Folsom, CA 95630 Property Records

Sacramento County property record for 412 Stafford St, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,370 sqft · built 1960
Lot Size	0.54 acres (23,515 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Mar 2020)
Tax Bill	$9,816 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`070-0120-014-0000`

Property Details

APN / Parcel Number

Primary APN	`070-0120-014-0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,370 sqft Living Area
Gross Area	4,062 sqft
1st Floor Area	1,696 sqft
2nd Floor Area	837 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	23,515 sqft (0.54 acres)
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces
Pool Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	412 STAFFORD ST
City	FOLSOM
State	CA
Zip	95630-2624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	POR LOT 15 & ALL LOT 16 BLK 56 FOLSOM DES AS E 12.5 FT LOT 15 & 1/2 OF ADJ ABND ALLEY ON N & LOT16 & 1/2 ADJ ABND ALLEY & 1/2
Legal Subdivision	FOLSOM
Legal Block	56
Legal Lot Number	15,16
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1007
Census Tract	8404

Owner

Source: Sacramento County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 STAFFORD ST, FOLSOM, CA 95630-2624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERSHIP CENTER
Sep 9, 2021	Intrafamily Transfer, Transfer · Line of Credit TRAVIS CU
Mar 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 12, 2020	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU
Mar 12, 2020	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MTG
Mar 12, 2020	Affidavit of Death, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2020 · Amount on Record
Deed Sale	Mar 12, 2020 · Amount on Record
Deed Book / Page	20200312 / 1624
Last Transfer Date	Sep 2, 2021
Transfer Doc	0000000091
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 2, 2026
Property Address	412 STAFFORD ST, FOLSOM, CA 95630-2624
Document Number	2026000854
Book / Page	20260902 / 854
Instrument Date	Aug 25, 2026
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	412 STAFFORD ST, FOLSOM, CA 95630-2624

Mortgage

Document Number	2026000854,
Date	Sep 2, 2026
Book Page	20260902/854

Lender

Name	HOMEOWNERSHIP CENTER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 9, 2021
Property Address	412 STAFFORD ST, FOLSOM, CA 95630-2624
Document Number	2021090900091
Map Reference	MB 1 MAP 7
Instrument Date	Sep 2, 2021
Instrument	2021090900091
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 STAFFORD ST, FOLSOM, CA 95630-2624

Mortgage

Document Number	2021090900092
Date	Sep 9, 2021
Instrument	2021090900092

Lender

Name	TRAVIS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 2, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 29, 2021
Property Address	412 STAFFORD ST, FOLSOM, CA 95630-2624
Document Number	0000000774
Map Reference	MB 1 MAP 7
Instrument Date	Mar 4, 2021
Instrument	202103290774
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 STAFFORD ST, FOLSOM, CA 95630-2624

Mortgage

Document Number	0000000775
Date	Mar 29, 2021
Instrument	202103290775

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	412 STAFFORD ST, FOLSOM, CA 95630-2624
Document Number	2003121626
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	816 KELLY WAY FOLSOM CA 956303209, FOLSOM, CA 95630-3209

Mortgage

Document Number	2003121626
Date	Mar 12, 2020
Instrument	2003121626

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54402-8026

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

Interest

Rate Type	Adjustable Rate

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 12, 2020
Property Address	412 STAFFORD ST, FOLSOM, CA 95630-2624
Document Number	2003121624
Instrument Date	Feb 27, 2020
Instrument	2003121624
Transaction Type	Transfer
Record Updated	Apr 20, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 STAFFORD ST FOLSOM CA 956302624, FOLSOM, CA 95630-2624

Mortgage

Document Number	2003121625
Date	Mar 12, 2020
Instrument	2003121625

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

March 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 12, 2020
Property Address	412 STAFFORD ST, FOLSOM, CA 95630-2624
Document Number	2003121623
Instrument Date	Feb 19, 2020
Instrument	2003121623
Transaction Type	Transfer
Record Updated	Apr 17, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4751 MOUNTAIN VIEW DR LOTUS CA 956519743, LOTUS, CA 95651-9743

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$925,172 (+2%) Land $371,992 Building $553,180
2025	$9,816.00 (+10.07%) Homeowner's exemption	$907,033 (+30.03%) Land $364,699 Building $542,334
2024	$8,918.00 (+18.29%)
2023	$7,539.00 (+1.51%) Homeowner's exemption	$697,574 Land $350,539 Building $347,035
2022	$7,427.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net, Verizon.

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