412 Spurlane Cir, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 412 Spurlane Cir, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,869 sqft · built 1992
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Oct 2021)
Tax Bill	$4,722 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Dec 2020 Refinance + 2 more
APN	`0607003001060`

Property Details

APN / Parcel Number

Primary APN	`0607003001060`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,869 sqft Living Area
1st Floor Area	876 sqft
Upper Floors Area	360 sqft
Attic	Attic
Attic Area	420 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	134 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Pool Area	544 sqft
Porch	Slab
Porch Area	119 sqft
Deck Area	Deck Area
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	412 SPURLANE CIR
City	CHESAPEAKE
State	VA
Zip	23322-5463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12AS: RES
Legal Description	106 HERITAGE POINT PHASE II
Legal Subdivision	CHESHIRE MDWS,COUNTRY RDS,HERITAGE PT,BR
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2007
Census Tract	21004

Owner

Source: Chesapeake City assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	412 SPURLANE CIR, CHESAPEAKE, VA 23322-5463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC
Dec 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GEORGE MASON MORTGAGE LLC
Aug 21, 2019	Warranty Deed, Transfer · VA Mortgage GEORGE MASON MORTGAGE LLC
Jun 21, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	Aug 21, 2019 · Amount on Record
Deed Document Number	202144939
Deed Book / Page	10456 / 957
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 4, 2021
Property Address	412 SPURLANE CIR, CHESAPEAKE, VA 23322-5463
Document Number	10456/957
Book / Page	10456 / 957
Instrument Date	Sep 30, 2021
Instrument	210044939
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 SPURLANE CIR, CHESAPEAKE, VA 23322-5463

Mortgage

Document Number	210044940
Date	Oct 4, 2021
Instrument	210044940

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	412 SPURLANE CIR, CHESAPEAKE, VA 23322-5463
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STRATFORD TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10270/899
Date	Dec 8, 2020
Book Page	10270/899
Instrument	200046193

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 21, 2019
Property Address	412 SPURLANE CIR, CHESAPEAKE, VA 23322-5463
Document Number	10046/1322
Book / Page	10046 / 1322
Instrument Date	Jul 11, 2019
Instrument	190021984
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 SPURLANE CIR, CHESAPEAKE, VA 23322-5463

Mortgage

Document Number	190021985
Date	Aug 21, 2019
Instrument	190021985

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 21, 2017
Property Address	412 SPURLANE CIR, CHESAPEAKE, VA 23322-5463
Document Number	9801/305
Book / Page	9801 / 305
Instrument Date	Jun 12, 2017
Instrument	170016830
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 SPURLANE CIR, CHESAPEAKE, VA 23322-5463

Mortgage

Document Number	170016831
Date	Jun 21, 2017
Instrument	170016831

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,722.00 (+45.02%)	$467,500 (+12.19%) Land $190,000 Building $277,500	$467,500 (+12.19%) Land $190,000 Building $277,500
2023		$416,700 (+5.82%) Land $170,000 Building $246,700	$416,700 (+5.82%) Land $170,000 Building $246,700
2022		$393,800 Land $150,000 Building $243,800	$393,800 Land $150,000 Building $243,800
2019	$3,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

412 Spurlane Cir, Chesapeake, VA 23322 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Spurlane Cir

Nearby Streets

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