412 Spruce St, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 412 Spruce St, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,415 sqft · built 1945
Lot Size	0.169 acres (7,361 sqft)
Owner	2 Company Names on Record
Last Sale	$247,000 (Aug 1996)
Tax Bill	$9,481 (2025)
Deeds & Mortgages	May 2017 Mortgage Sep 2020 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`064-112-190`

Property Details

APN / Parcel Number

Primary APN	`064-112-190`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,415 sqft Living Area
1st Floor Area	830 sqft
2nd Floor Area	150 sqft
Family Room	Family Room

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	7,361 sqft (0.169 acres)
Lot Dimensions	129 ft deep x 57 ft wide
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	412 SPRUCE ST
City	HALF MOON BAY
State	CA
Zip	94019-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100B1
Legal Description	LOTS 4 & 5 BLK 15 2ND ADD TO ARLETA PARK RSM 4/36 AND ADJ PTN OF ALLEY ABND
Legal Subdivision	ARLETA PARK
Legal Block	15
Legal Lot Number	4,5
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	1
Census Block	1029
Census Tract	613701

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	412 SPRUCE ST, HALF MOON BAY, CA 94019-1839
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 9, 2017	Deed of Trust, Mortgage · FHA Mortgage PATELCO CU
Sep 23, 2020	Quit Claim Deed, Transfer LAWYERS TITLE
Sep 23, 2020	Intrafamily Transfer, Transfer LAWYERS TITLE COMPANY
Sep 26, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 26, 2019	Quit Claim Deed, Transfer LAWYERS TITLE
Jun 16, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage BROADVIEW MORTGAGE CORP
Jun 19, 2017	Quit Claim Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 1996 · Amount on Record
Deed Sale	Aug 28, 1996 · Amount on Record
Deed Document Number	1996105733
Last Transfer Date	Aug 6, 2020
Transfer Doc	0000099715
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	412 SPRUCE ST, HALF MOON BAY, CA 94019-1839
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040049
Date	May 9, 2017
Instrument	2017-040049

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2032

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 23, 2020
Property Address	412 SPRUCE ST, HALF MOON BAY, CA 94019-1839
Document Number	0000099713
Instrument Date	Aug 6, 2020
Instrument	99713
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	412 SPRUCE ST HALF MOON BAY CA 940191839, HALF MOON BAY, CA 94019-1839

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Sep 23, 2020
Property Address	412 SPRUCE ST, HALF MOON BAY, CA 94019-1839
Document Number	0000099715
Map Reference	MB 4 PG 36
Instrument Date	Aug 6, 2020
Instrument	2020-099715
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	412 SPRUCE ST, HALF MOON BAY, CA 94019-1839

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Sep 26, 2019
Property Address	412 SPRUCE ST, HALF MOON BAY, CA 94019-1839
Document Number	0000079101
Map Reference	MB 4 PG 36
Instrument Date	Sep 20, 2019
Instrument	2019-079101
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	412 SPRUCE ST, HALF MOON BAY, CA 94019-1839

Mortgage

Document Number	0000079102
Date	Sep 26, 2019
Instrument	2019-079102

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 26, 2019
Property Address	412 SPRUCE ST, HALF MOON BAY, CA 94019-1839
Document Number	0000079103
Instrument Date	Sep 20, 2019
Instrument	79103
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 SPRUCE ST EL GRANADA CA 94018, EL GRANADA, CA 94018

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jun 16, 2017
Property Address	412 SPRUCE ST, HALF MOON BAY, CA 94019-1839
Document Number	0000051807
Map Reference	MAP C PG24
Instrument Date	Jun 2, 2017
Instrument	2017-051807
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 70, HALF MOON BAY, CA 94019-0070

Mortgage

Document Number	0000051808
Date	Jun 16, 2017
Instrument	2017-051808

Lender

Name	BROADVIEW MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jun 19, 2017
Property Address	412 SPRUCE ST, HALF MOON BAY, CA 94019-1839
Document Number	0000052427
Instrument Date	Jun 2, 2017
Instrument	52427
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 70 HALF MOON BAY CA 940190070, HALF MOON BAY, CA 94019-0070

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$635,161 (+2%) Land $205,154 Building $430,007
2025	$9,481.00 (+11.27%)	$622,709 (+4.04%) Land $201,132 Building $421,577
2023	$8,521.00 (+3.45%)	$598,534 Land $193,323 Building $405,211	$1,464,660
2022	$8,237.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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