412 Spruce St, #16, Plainfield, NJ 07060 Property Records

Union County and Plainfield City property record for 412 Spruce St, #16, Plainfield, NJ 07060

Property Summary

Property Type	Single Family Home
Details	built 2021
Lot Size	0.141 acres (6,147 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Nov 2021)
Tax Bill	$9,105 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00502-0000-00031-01`

Property Details

APN / Parcel Number

Primary APN	`12-00502-0000-00031-01`
Alternative APN	`05695000`

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	6,147 sqft (0.141 acres)
Lot Dimensions	150 ft deep x 19 ft wide

Location & Zoning

Account Number	05695000
Street Address	412 SPRUCE ST, 16
City	PLAINFIELD
State	NJ
Zip	07060-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	FACILITY NAME: VACANT LAND
Legal Block	502
Legal Lot Number	31.1
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1007
Census Tract	39400

Owner

Source: Union County and Plainfield City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 SPRUCE ST, 16, PLAINFIELD, NJ 07060-2035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage COUNTY OF UNION
Nov 9, 2021	Deed, Transfer · Conventional Mortgage MORRIS HABITAT FOR HUMANITY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2021 · Amount on Record
Deed Sale	Nov 9, 2021 · Amount on Record
Prior Sale	Jan 22, 2021 · Amount on Record
Deed Document Number	202111439
Deed Book / Page	6438 / 199
Prior Transfer Date	Oct 25, 2018
Prior Transfer Doc	0062940365
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	412 SPRUCE ST # 16, 16, PLAINFIELD, NJ 07060-2035
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 SPRUCE ST, PLAINFIELD, NJ 07060-2035

Mortgage

Document Number	0151180230
Date	Dec 7, 2021
Book Page	15118/230
Instrument	26588

Lender

Name	COUNTY OF UNION
Type	Government Agency
Address	ELIZABETH, NJ 07207

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Nov 9, 2021
Property Address	412 SPRUCE ST # 16, 16, PLAINFIELD, NJ 07060-2035
Document Number	0064380199
Book / Page	6438 / 199
Instrument Date	Aug 20, 2021
Instrument	11439
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	EAST COAST TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,071.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 RANDOLPH RD, 2, PLAINFIELD, NJ 07060-2928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 SPRUCE ST # 416, 416, PLAINFIELD, NJ 07060-2035

Mortgage

Document Number	0150980079
Date	Nov 9, 2021
Book Page	15098/79
Instrument	24660

Lender

Name	MORRIS HABITAT FOR HUMANITY INC
Type	Government Agency
Address	RANDOLPH, NJ 07869

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,000 (-) Land $19,700 Building $82,300	$102,000 (-) Land $19,700 Building $82,300
2025	$9,105.00 (+2.22%)	$102,000 (-) Land $19,700 Building $82,300	$102,000 (-) Land $19,700 Building $82,300
2024	$8,907.00 (+3.23%)
2023		$102,000 Land $19,700 Building $82,300	$102,000 Land $19,700 Building $82,300
2022	$8,628.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–1999)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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