Okaloosa County property record for 412 Springate Ct, Mary Esther, FL 32569
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,656 sqft · built 1994 |
| Lot Size | 0.165 acres (7,213 sqft) |
| Owner | Individual Name on File |
| Last Sale | $234,900 (Feb 2020) |
| Tax Bill | $3,290 (2025) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-595-2142-7 |
| Primary APN | C56-000-595-2142-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,656 sqft Heated Area |
| Gross Area | 2,326 sqft |
| 1st Floor Area | 1,656 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 7,213 sqft (0.165 acres) |
| Garage Type | Finished |
| Garage Area | 380 sqft |
| Porch | Open Porch |
| Porch Area | 290 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 412 SPRINGATE CT |
|---|---|
| City | MARY ESTHER |
| State | FL |
| Zip | 32569-2127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRINGATE LOT 6 |
| Legal Range | 25 |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | SPRINGATE |
| Legal Lot Number | 6 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 23100 |
412 Springate Ct is owned by an individual who bought it in February 2020.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12045 ARTHUR RD, RODNEY, MI 49342-9777 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2020 · Amount on File |
| Deed Sale | Feb 27, 2020 · Amount on File |
| Prior Sale | Oct 30, 2007 · Amount on File |
| Deed Document Number | 3340676 |
| Deed Book / Page | 3446 / 3275 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 27, 2020 |
| Property Address | 412 SPRINGATE CT, MARY ESTHER, FL 32569-2127 |
| Document Number | 0034463275 |
| Book / Page | 3446 / 3275 |
| Map Reference | MB 14 PG 6 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 3340676 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | OLD SOUTH LAND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,644.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4197 KIMMER ROWE DR, 4197, TALLAHASSEE, FL 32309-1645 |
| Name | Verified Name |
|---|---|
| Address | 412 SPRINGATE CT, MARY ESTHER, FL 32569-2127 |
| Document Number | 0034463277 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 3446/3277 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 412 Springate Ct was $3,290.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,290.00 | $276,436 Land $76,227 Building $200,209 | $276,436 Land $76,227 Building $200,209 |
| 2023 | $3,244.00 (+8.79%) | $265,276 (+6.61%) Land $51,104 Building $214,172 | $265,276 (+6.61%) Land $51,104 Building $214,172 |
| 2022 | $2,982.00 | $248,836 Land $47,760 Building $201,076 | $248,836 Land $47,760 Building $201,076 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Springate Ct in Zone X, an area of minimal flood risk, though there have been 287 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 259 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 259 in force |
| Nearby Flood Claims | 287 (1991–2021) |
| Claims Outside the SFHA | 104 of 287 |
| Most Recent Claim | Jul 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 Springate Ct is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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