412 Southwest Dr, Silver Spring, MD 20901 Property Records

Montgomery County property record for 412 Southwest Dr, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,872 sqft · built 1951
Lot Size	0.251 acres (10,933 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Sep 2026)
Tax Bill	$6,945 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-00294754`

Property Details

APN / Parcel Number

Primary APN	`05-00294754`
Alternative APN	`00294754`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,872 sqft Living Area
Gross Area	2,124 sqft
1st Floor Area	1,552 sqft
Basement Area	320 sqft
Finished Basement	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	10,933 sqft (0.251 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Breezeway
Porch Area	100 sqft
Patio Area	330 sqft
Breezeway	Breezeway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00294754
Street Address	412 SOUTHWEST DR
City	SILVER SPRING
State	MD
Zip	20901-4421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	BURNT MILL VILLAGE
Legal Subdivision	BURNT MILL VILLAGE
Legal Block	E
Legal Lot Number	15
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	2
Census Block	2018
Census Tract	701506

Owner

412 Southwest Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Montgomery County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 SOUTHWEST DR, SILVER SPRING, MD 20901-4421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE
Sep 22, 2023	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Dec 6, 2017	Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2026 · Amount on File
Deed Sale	Sep 9, 2026 · Amount on File
Prior Sale	Sep 22, 2023 · Amount on File
Deed Book / Page	70919 / 368
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 9, 2026
Property Address	412 SOUTHWEST DR, SILVER SPRING, MD 20901-4421
Document Number	7091000368
Book / Page	70919 / 368
Instrument Date	Aug 31, 2026
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	TITLE ESCROW, BAYLINE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	412 SOUTHWEST DR, SILVER SPRING, MD 20901-4421

Mortgage

Document Number	7091000380,
Date	Sep 9, 2026
Book Page	70919/380

Lender

Name	FIRST HERITAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 22, 2023
Property Address	412 SOUTHWEST DR, SILVER SPRING, MD 20901-4421
Document Number	0673900322
Book / Page	67390 / 322
Map Reference	MB 33 PL 2114
Instrument Date	Sep 21, 2023
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	TAM TITLE AND ESCROW LLC, DMV TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 SOUTHWEST DR, SILVER SPRING, MD 20901-4421

Mortgage

Document Number	0067390329
Date	Sep 22, 2023
Instrument	67390/329

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	412 SOUTHWEST DR, SILVER SPRING, MD 20901-4421
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	WORLDWIDE SETTLEMENTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 SOUTHWEST DR, SILVER SPRING, MD 20901-4421

Mortgage

Document Number	0637760004
Date	Aug 17, 2021
Book Page	63776/4

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Aug 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8%
Index	Other
Margin	3
Max Rate	8%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 6, 2017
Property Address	412 SOUTHWEST DR, SILVER SPRING, MD 20901-4421
Document Number	0553310245
Book / Page	055331 / 000245
Instrument Date	Oct 31, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATLANTIC SETTLEMENT GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 SOUTHWEST DR SILVER SPRING MD 209014421, SILVER SPRING, MD 20901-4421

Mortgage

Document Number	553310255
Date	Dec 6, 2017
Book Page	055331/000255

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 412 Southwest Dr was $6,945.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$587,800 (+10.44%) Land $218,500 Building $369,300	$587,800 (-) Land $218,500 Building $369,300
2025	$6,945.00	$532,233	$587,800 Land $218,500 Building $369,300
2023		$421,100 Land $218,500 Building $202,600	$421,100 Land $218,500 Building $202,600
2022	$4,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Southwest Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Southwest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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