412 Smith St, Fort Collins, CO 80524 Property Records

Larimer County property record for 412 Smith St, Fort Collins, CO 80524

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 948 sqft · built 1950
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$605,000 (May 2024)
Tax Bill	$3,290 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`97123-42-022`

Property Details

APN / Parcel Number

Primary APN	`97123-42-022`
Alternative APN	`R0047767`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	948 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0047767
Old Parcel Number	9712342022
Street Address	412 SMITH ST
City	FORT COLLINS
State	CO
Zip	80524-2938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22, RESUB OF BLK 174, FTC
Legal Range	69
Legal Township	07
Legal Section	12
Legal Quarter	SW
Legal Subdivision	FTC BLK 174
Legal Block	174
Legal Lot Number	22
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	2
Census Block	2026
Census Tract	100

Owner

Source: Larimer County records · APN 97123-42-022

Assessment roll updated August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	412 SMITH ST, FORT COLLINS, CO 80524-2938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 03, 2024 · Amount on Record
Deed Sale	May 03, 2024 · Amount on Record
Prior Sale	Jun 24, 2009 · Amount on Record
Deed Document Number	20240017331
Record Updated	Jun 08, 2026

May 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 03, 2024
Property Address	412 SMITH ST, FORT COLLINS, CO 80524-2938
Document Number	0000017331
Instrument Date	May 01, 2024
Instrument	20240017331
Transaction Type	Transfer
Record Updated	May 10, 2024
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$60.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 SMITH ST, FORT COLLINS, CO 80524-2938

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	412 SMITH ST, FORT COLLINS, CO 80524-2938

Mortgage

Document Number	0000017332
Date	May 03, 2024
Instrument	20240017332

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2054

Tax Assessment & Valuation

Source: Larimer County records · Assessment roll updated August 25, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,290.00 (+23.08%)	$33,019 (+0.17%) Land $3,125 Building $29,894	$528,300 (+7.38%) Land $50,000 Building $478,300
2023	$2,673.00 (+10.55%)	$32,964 (+28.68%) Land $3,350 Building $29,614	$492,000 (+33.48%) Land $50,000 Building $442,000
2022	$2,418.00	$25,618 Land $3,475 Building $22,143	$368,600 Land $50,000 Building $318,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
City of Fort Collins Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Inventive Wireless of Nebraska Fixed Wireless	500 / 80
JAB Wireless Fixed Wireless	100 / 20

May also be available: Lumen Technologies, T-Mobile USA, Verizon.

Based on FCC filings for 577 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF FT COLLINS serves 179,901 people
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.