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412 Smith Ln, Commerce, GA 30529 Property Records

Jackson County property record for 412 Smith Ln, Commerce, GA 30529 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 2000
Square Footage1,765 sqft Heated Area
Lot Size184,259 sqft (4.23 acres)
GarageCarport
OccupancyOwner Occupied
Last Sale$220,000 (2019)
Tax Bill$3,353.00 (2025)

Owner

Source: Jackson County records · APN 049 007A

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address412 SMITH LN, COMMERCE, GA 30529-4158
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ANGEL OAK HM LOANS
Oct 09, 2019Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ANGEL OAK HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 07, 2019 · Amount on Record
Deed SaleOct 07, 2019 · Amount on Record
Prior SaleJul 22, 2010 · Amount on Record
Deed Doc Number000086K224
Deed Book / Page86K / 224
Last Transfer DateOct 09, 2019
Transfer Doc00086K0224
Record RefreshedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address412 SMITH LN, COMMERCE, GA 30529-4158
Document Number00093P0182
Instrument DateDec 14, 2020
Transaction TypeMortgage
Record UpdatedMar 16, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 SMITH LN COMMERCE GA 305294158, COMMERCE, GA 30529-4158

Mortgage

Document Number00093P0182
DateJan 13, 2021
Book Page00093P/000182
Lender
NameANGEL OAK HM LOANS
AddressATLANTA, GA 30328
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 12, 2051

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJACKSON GA
Recording DateOct 09, 2019
Property Address412 SMITH LN, COMMERCE, GA 30529-4158
Document Number00086K0224
Book / Page00086K / 000224
Instrument DateOct 07, 2019
Transaction TypeTransfer
Record UpdatedOct 25, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 SMITH LN COMMERCE GA 305294158, COMMERCE, GA 30529-4158

Mortgage

Document Number86K0225
DateOct 09, 2019
Book Page00086K/000225
Lender
NameANGEL OAK HM LOANS
AddressATLANTA, GA 30328
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 08, 2049

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,353.00 (-1.06%) Homeowner's exemption$134,360 (-) Land $57,800 Building $76,560$335,900 (-) Land $144,500 Building $191,400
2024$3,389.00 (+16.22%) Homeowner's exemption$134,360 (+4.12%) Land $57,800 Building $76,560$335,900 (+4.12%) Land $144,500 Building $191,400
2023$2,916.00 (+32.01%) Homeowner's exemption$129,040 (+65.86%) Land $57,800 Building $71,240$322,600 (+65.86%) Land $144,500 Building $178,100
2022$2,209.00 Homeowner's exemption$77,800 Land $19,640 Building $58,160$194,500 Land $49,100 Building $145,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (13157C), updated March 14, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 26% of Georgia
Wildfire LikelihoodAbout 1 in 1,667 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN049 007A
Alternative APN
  • 3461

Interior

Full Baths1 Baths
Building Area1,765 sqft Heated Area
1st Floor1,498 sqft 1st Floor
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2000
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeMasonry Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area184,259 sqft (4.23 acres)
Garage TypeCarport Garage
CarportCarport
Carport Area280 sqft Carport

Exterior Amenities

Deck Area240 sqft Deck
PorchOpen Porch
Porch Area156 sqft Porch
TopographyRolling Topography
Storage Building576 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number3461
Street Address412 SMITH LN
CityCOMMERCE
StateGA
Zip30529-4158
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description4.226 AC TRACT 1 PLAT BK 61 PG 123
Legal SubdivisionFAYE GAINES 01
Legal Tract1
Legal Block61
JurisdictionJACKSON GA
Minor Civil DivisionMAYSVILLE
Census Blockgroup2
Census Block2064
Census Tract10200

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