Santa Cruz County property record for 412 Seacliff Dr, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,246 sqft · built 1971 |
| Lot Size | 0.068 acres (2,962 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $2,558 (2025) |
| Deeds & Mortgages | Jul 2023 Transfer Jul 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-183-19 |
| Primary APN | 038-183-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,246 sqft Living Area |
| Gross Area | 1,689 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 2,962 sqft (0.068 acres) |
| Garage Type | Attached |
| Garage Area | 443 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 290 sqft |
| Patio Area | 290 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 412 SEACLIFF DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-4 |
| Legal Subdivision | SEACLIFF PARK SUB #2 |
| Legal Lot Number | 19 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 122100 |
Source: Santa Cruz County records · APN 038-183-19
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 412 SEACLIFF DR, APTOS, CA 95003-4322 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jul 24, 2023 | Intrafamily Transfer, Transfer |
| Jul 24, 2023 | Intrafamily Transfer, Transfer |
| Jan 26, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 21, 2023 |
| Transfer Doc | 0000013512 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 24, 2023 |
| Property Address | 412 SEACLIFF DR, APTOS, CA 95003-4322 |
| Document Number | 0000013512 |
| Map Reference | MB 18 PG 54 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 2023-0013512 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 463A CHESTNUT ST, SAN FRANCISCO, CA 94133-7089 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 24, 2023 |
| Property Address | 412 SEACLIFF DR, APTOS, CA 95003-4322 |
| Document Number | 0000013513 |
| Map Reference | MB 18 PG 54 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 2023-0013513 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 463A CHESTNUT ST, SAN FRANCISCO, CA 94133-7089 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 26, 2017 |
| Property Address | 412 SEACLIFF DR, APTOS, CA 95003-4322 |
| Document Number | 0000003038 |
| Map Reference | MB18 PG54 |
| Instrument Date | Jan 17, 2017 |
| Instrument | 2017-0003038 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 463A CHESTNUT ST, SAN FRANCISCO, CA 94133-7089 |
| Document Number | 0000003039 |
|---|---|
| Date | Jan 26, 2017 |
| Instrument | 2017-0003039 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,670 (+2%) Land $19,295 Building $66,375 | ||
| 2025 | $2,558.00 (+15.96%) | $83,990 (+4.04%) Land $18,916 Building $65,074 | |
| 2023 | $2,206.00 (+4.11%) | $80,729 (+2%) Land $18,182 Building $62,547 | $1,351,800 |
| 2022 | $2,119.00 | $79,146 Land $17,825 Building $61,321 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), as of July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871221001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 12 (1982–2023) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: California Internet, Cruzio Internet, Verizon.
Based on FCC filings for 514 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA4410017, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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