412 Saint Thomas Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 412 Saint Thomas Ave, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,062 sqft · built 1940
Lot Size	0.14 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Apr 2021)
Tax Bill	$968 (2026)
Deeds & Mortgages	Apr 2021 Sale Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`34.180.4360`

Property Details

APN / Parcel Number

Primary APN	`34.180.4360`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,062 sqft Living Area
1st Floor Area	796 sqft
Basement Area	760 sqft
Unfinished Basement	760 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	412 SAINT THOMAS AVE
City	ALBERT LEA
State	MN
Zip	56007-3736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOME ADDITION LOT-006 BLOCK-021 LOT 6 BLK 21 HOME ADDITION
Legal Subdivision	HOME ADDITION
Legal Block	21
Legal Lot Number	6
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	2
Census Block	2005
Census Tract	180600

Owner

412 Saint Thomas Ave is owned and occupied by an individual who bought it in April 2021.

Source: Freeborn County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	412 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Warranty Deed, Transfer
Apr 27, 2021	Contract Sale, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2021 · Amount on File
Deed Sale	Apr 27, 2021 · Amount on File
Prior Sale	Apr 14, 2014
Deed Document Number	2021548435
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Apr 27, 2021
Property Address	412 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3736
Document Number	A548435
Instrument Date	Apr 26, 2021
Instrument	A548435
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Amount	Amount on Record
Tax	$231.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 RIDGE RD, ALBERT LEA, MN 56007-1442

April 2021: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	FREEBORN MN
Recording Date	Apr 27, 2021
Property Address	412 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3736
Document Number	A548439
Instrument Date	Mar 1, 2021
Instrument	A548439
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3736

Tax Assessment & Valuation

The 2026 property tax bill for 412 Saint Thomas Ave was $968 with a homeowner's exemption.

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$968.00 Homeowner's exemption	$90,600 Land $20,600 Building $70,000	$90,600 Land $20,600 Building $70,000
2025	$968.00
2023	$664.00 Homeowner's exemption	$63,300 Land $8,200 Building $55,100	$63,300 Land $8,200 Building $55,100
2020	$560.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Saint Thomas Ave in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	17 (1978–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 2 claims Severe Winter Storms, Flooding, And Tornadoes, Jun 2001 · 3 claims Severe Storms, Tornadoes & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 412 Saint Thomas Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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