412 S West Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 412 S West Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,127 sqft · built 1937
Lot Size	0.091 acres (3,981 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jun 2026)
Tax Bill	$2,616 (2025)
Deeds & Mortgages	Jun 2026 Second Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-20-126-004-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-20-126-004-000`
Alternative APN	`30751`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,127 sqft Finished Area
Gross Area	527 sqft
1st Floor Area	198 sqft
Upper Floors Area	329 sqft
Basement Area	658 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,981 sqft (0.091 acres)
Lot Dimensions	90.5 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	30751
Street Address	412 S WEST AVE
City	SIOUX FALLS
State	SD
Zip	57104-4146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TUFTS SUB N 44` 9 & 10 & N 44` W 22` 11 BLOCK 4 EMERSON`S ADDN TO CITY OF SIOU X FALLS
Legal Subdivision	TUFTS SUB
Legal Block	4
Legal Lot Number	11
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2000
Census Tract	900

Owner

412 S West Ave is owned and occupied by an individual who bought it in June 2026.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	412 S WEST AVE, SIOUX FALLS, SD 57104-4146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORITY
Jun 22, 2026	Warranty Deed, Transfer UNION FEDERAL CREDIT UNION
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage SERVICE FIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Deed Document Number	2026161739
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 24, 2026
Property Address	412 S WEST AVE, SIOUX FALLS, SD 57104-4146
Document Number	0000162131
Book / Page	2018-M / 401
Instrument Date	Jun 18, 2026
Instrument	2026162131
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 S WEST AVE, SIOUX FALLS, SD 57104-4146

Mortgage

Document Number	0000162131,
Date	Jun 24, 2026
Book Page	2018-M/401
Instrument	2026162131

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORITY

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.51%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 22, 2026
Property Address	412 S WEST AVE, SIOUX FALLS, SD 57104-4146
Document Number	0000161739
Book / Page	639-D / 188
Instrument Date	Jun 18, 2026
Instrument	2026161739
Transaction Type	Transfer
Record Updated	Jul 29, 2026
Title Company	GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,685.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 S WEST AVE, SIOUX FALLS, SD 57104-4146

Mortgage

Document Number	0000161740,
Date	Jun 22, 2026
Book Page	2018-M/116
Instrument	2026161740

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	412 S WEST AVE, SIOUX FALLS, SD 57104-4146
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1886MTG/660
Date	Jun 3, 2020
Book Page	1886 MTG/660

Lender

Name	SERVICE FIRST FCU
Type	Credit Union
Address	SIOUX FALLS, SD 57103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 412 S West Ave was $2,616.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,400 (-) Land $17,900 Building $140,500	$158,400 Land $17,900 Building $140,500
2025	$2,616.00	$158,400 (+6.74%) Land $17,900 Building $140,500
2024	$2,616.00	$148,400 Land $17,900 Building $130,500
2022	$2,695.00	$145,200 Land $21,100 Building $124,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 S West Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 S West Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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