412 S State St, Waupaca, WI 54981 Property Records

Waupaca County property record for 412 S State St, Waupaca, WI 54981

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,990 sqft · built 1910
Lot Size	0.187 acres (8,149 sqft)
Owner	Individual Name on File
Last Sale	$42,000 (Jul 2006)
Tax Bill	$2,530 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`34-29-23-62`

Property Details

APN / Parcel Number

Primary APN	`34-29-23-62`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,990 sqft Gross Area
Basement Area	186 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	8,149 sqft (0.187 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	412 S STATE ST
City	WAUPACA
State	WI
Zip	54981-1872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OL102 PRES & TRUSTEE PLAT V386P370 V457P01V506P893 V530P95 V659P497 V768P13
Legal Range	12E
Legal Township	22N
Legal Section	29
Legal Subdivision	PRES & TRUSTEE PLAT
Legal Lot Number	102
Jurisdiction	WAUPACA WI
Township / Civil Division	WAUPACA
Census Block Group	3
Census Block	3016
Census Tract	101000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lake Street Historic District listed 2002 · 73 contributing resources · NRIS 02000599

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

412 S State St is owned and occupied by an individual who bought it in July 2006.

Source: Waupaca County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	412 S STATE ST, WAUPACA, WI 54981-1872
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU
Nov 8, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY 1ST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2006 · Amount on File
Deed Sale	Jul 31, 2006 · Amount on File
Deed Document Number	2006727967
Prior Transfer Date	Jul 19, 2006
Prior Transfer Doc	0000727967
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	412 S STATE ST, WAUPACA, WI 54981-1872
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000906722
Date	Jun 3, 2022
Instrument	906722

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union
Address	APPLETON, WI 54912

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	5.99%
Index	1-Year CMT
Margin	3
Max Rate	9.99%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	412 S STATE ST, WAUPACA, WI 54981-1872
Transaction Type	Mortgage
Record Updated	Nov 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 857017
Date	Nov 8, 2017
Instrument	857017

Lender

Name	COMMUNITY 1ST CU
Type	Credit Union
Address	APPLETON, WI 54912

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	72 Months
Due	Nov 8, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 412 S State St was $2,530 with exemptions applied.

Source: Waupaca County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waupaca County
Municipality	Waupaca City
Unified School District	Waupaca School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,530.00	$149,400 Land $18,600 Building $130,800
2023	$2,473.00 (-10.72%)	$149,400 (+52.14%) Land $18,600 Building $130,800	$191,273 (+52.14%) Land $23,813 Building $167,460
2022	$2,770.00	$98,200 Land $13,900 Building $84,300	$125,722 Land $17,795 Building $107,927

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 S State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 S State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUPACA WATERWORKS serves 6,062 people · EPA ID WI4690402
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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