Dorchester County property record for 412 S Main St, Hurlock, MD 21643
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,246 sqft · built 1910 |
| Lot Size | 0.254 acres (11,071 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Mar 2018) |
| Tax Bill | $3,098 (2026) |
| Deeds & Mortgages | Aug 2020 Loan Modification Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-002514 |
| Primary APN | 15-002514 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,246 sqft Total Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,071 sqft (0.254 acres) |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 147 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 002514 |
|---|---|
| Street Address | 412 S MAIN ST |
| City | HURLOCK |
| State | MD |
| Zip | 21643-3616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 11,071 SQ. FT. 412 S. MAIN STREET HURLOCK |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 15, HURLOCK |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 970200 |
412 S Main St is owned and occupied by an individual who bought it in March 2018.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 S MAIN ST, HURLOCK, MD 21643-3616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2020 | Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS |
| Aug 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Mar 28, 2018 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2018 · Amount on File |
| Deed Sale | Mar 28, 2018 · Amount on File |
| Prior Sale | Oct 31, 1995 · Amount on File |
| Deed Book / Page | 1454 / 21 |
| Prior Transfer Date | Mar 1, 2018 |
| Prior Transfer Doc | 0014540021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 412 S MAIN ST, HURLOCK, MD 21643-3616 |
| Document Number | 0015950303 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 412 S MAIN ST HURLOCK MD 216433616, HURLOCK, MD 21643-3616 |
| Document Number | 0015950303 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 001595/000303 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 412 S MAIN ST, HURLOCK, MD 21643-3616 |
| Document Number | 0015950311 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 412 S MAIN ST HURLOCK MD 216433616, HURLOCK, MD 21643-3616 |
| Document Number | 0015950311 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 001595/000311 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 10, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Mar 28, 2018 |
| Property Address | 412 S MAIN ST, HURLOCK, MD 21643-3616 |
| Document Number | 0014540021 |
| Book / Page | 1454 / 021 |
| Instrument Date | Mar 1, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,075.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 412 S MAIN ST, HURLOCK, MD 21643-3616 |
| Document Number | 0000145432 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 1454/32 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2048 |
The 2026 property tax bill for 412 S Main St was $3,098 with a homeowner's exemption, up 3.4% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Hurlock Town |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,098.00 (+3.44%) Homeowner's exemption | $190,667 (+7.95%) | $204,700 (-) Land $26,700 Building $178,000 |
| 2025 | $2,995.00 Homeowner's exemption | $176,633 | $204,700 Land $26,700 Building $178,000 |
| 2023 | $2,764.00 | $154,633 | $162,600 Land $26,700 Building $135,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 S Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HURLOCK serves 2,150 people · EPA ID MD0090005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 7 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Bay Country Communications Cable | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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