412 S High St, Pandora, OH 45877 Property Records

Putnam County property record for 412 S High St, Pandora, OH 45877

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,569 sqft · built 2012
Lot Size	0.192 acres (8,377 sqft)
Owner	Individual Name on Record
Last Sale	$114,900 (Jun 2019)
Tax Bill	$1,214 (2025)
Deeds & Mortgages	Sep 2019 Transfer Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-040120.0000`

Property Details

APN / Parcel Number

Primary APN	`49-040120.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,569 sqft Living Area
1st Floor Area	1,186 sqft
Upper Floors Area	510 sqft
Basement Area	180 sqft
Unfinished Basement	180 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,377 sqft (0.192 acres)
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	412 S HIGH ST
City	PANDORA
State	OH
Zip	45877-9409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 00090 & 1/2 VAC ALLEY
Legal Subdivision	MCADAMS ADDITION
Legal Lot Number	90
Jurisdiction	PUTNAM OH
Township / Civil Division	RILEY
Census Block Group	3
Census Block	3049
Census Tract	30400

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 244, PANDORA, OH 45877-0244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2019	Intrafamily Transfer, Transfer
Jun 4, 2019	Warranty Deed, Transfer · FHA Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2019 · Amount on Record
Deed Sale	Jun 4, 2019 · Amount on Record
Prior Sale	Nov 4, 2011 · Amount on Record
Deed Document Number	20192066
Deed Book / Page	709 / 2365
Last Transfer Date	Aug 30, 2019
Transfer Doc	00712/1514
Record Updated	Sep 20, 2026

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM OH
Recording Date	Sep 5, 2019
Property Address	412 S HIGH ST, PANDORA, OH 45877-9409
Document Number	00712/1514
Book / Page	712 / 1514
Instrument Date	Aug 30, 2019
Instrument	201900003516
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 S HIGH ST, PANDORA, OH 45877-9409

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Jun 4, 2019
Property Address	412 S HIGH ST, PANDORA, OH 45877-9409
Document Number	00709/2365
Book / Page	709 / 2365
Instrument Date	Jun 3, 2019
Instrument	201900002066
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	PUTNAM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 S HIGH ST, PANDORA, OH 45877-9409

Mortgage

Document Number	201900002067
Date	Jun 4, 2019
Instrument	201900002067

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Riley Township
Municipality	Pandora Village
Unified School District	Pandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,214.00 (+46.27%) Homeowner's exemption	$40,930 (+172.14%) Land $4,670 Building $36,260	$116,940 (+172.14%) Land $13,340 Building $103,600
2024	$830.00 (+88.64%) Homeowner's exemption	$15,040 (+32.98%) Land $4,670 Building $10,370
2023	$440.00 (+1.38%) Homeowner's exemption Additional exemption filed	$11,310 (-) Land $3,610 Building $7,700	$42,970 (+32.99%) Land $13,340 Building $29,630
2022	$434.00	$11,310 Land $3,610 Building $7,700
2020			$32,310 Land $10,310 Building $22,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1981)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANDORA VILLAGE PWS serves 1,204 people · EPA ID OH6900912
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TSC Fiber	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Buckeye Wireless Fixed Wireless	500 / 50
Watch TV Fixed Wireless	400 / 40
HDER Link Fixed Wireless	100 / 100

May also be available: Verizon.

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