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412 S High St, Covington, OH 45318 Property Records

Miami County property record for 412 S High St, Covington, OH 45318

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,224 sqft · built 1920
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$63,000 (Feb 2020)
Tax Bill$779 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNH19-001860

Property Details

APN / Parcel Number

Primary APNH19-001860
Alternative APNs
  • 080529.3-28-020-00
  • H19SH010 02500

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,224 sqft Living Area
1st Floor Area1,680 sqft
Upper Floors Area384 sqft
Basement Area360 sqft
Unfinished Basement360 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions132 ft deep x 49 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelGas
SewerConnected

Location & Zoning

Street Address412 S HIGH ST
CityCOVINGTON
StateOH
Zip45318-1124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 101 481/2 S PT
Legal Lot Number101
JurisdictionMIAMI OH
Township / Civil DivisionNEWBERRY
Census Block Group2
Census Block2059
Census Tract325000

Owner

Source: Miami County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address412 S HIGH ST, COVINGTON, OH 45318-1124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2020 · Amount on Record
Deed SaleFeb 20, 2020 · Amount on Record
Prior SaleOct 18, 2010 · Amount on Record
Deed Document Number20202020OR-02355
Prior Transfer DateFeb 18, 2020
Prior Transfer Doc0000002355
Record UpdatedOct 29, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateFeb 20, 2020
Property Address412 S HIGH ST, COVINGTON, OH 45318-1124
Document Number0000002355
Instrument DateFeb 18, 2020
Instrument2355
Transaction TypeTransfer
Record UpdatedMar 13, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$126.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 S HIGH ST COVINGTON OH 453181124, COVINGTON, OH 45318-1124

Mortgage

Document Number2356
DateFeb 20, 2020
Instrument2356
Lender
NameWRIGHTPATT CU INC
AddressBEAVERCREEK, OH 45431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 19, 2050

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionNewberry Township
MunicipalityCovington Village
Unified School DistrictCovington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$779.00 (+1.04%) Homeowner's exemption$25,800 (+25.36%) Land $8,650 Building $17,150$73,700 (+25.34%) Land $24,700 Building $49,000
2024$771.00 (+3.77%) Homeowner's exemption$20,580 (-) Land $9,380 Building $11,200
2023$743.00 (-3.38%) Homeowner's exemption$20,580 (-) Land $9,380 Building $11,200$58,800 (-) Land $26,800 Building $32,000
2022$769.00 Homeowner's exemption$20,580 Land $9,380 Building $11,200$58,800 Land $26,800 Building $32,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1978–2017)
Claims Outside the SFHA4 of 5
Most Recent ClaimNov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON VILLAGE PWS
serves 2,718 people · EPA ID OH5500112
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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