412 S Harrison St, New Buffalo, MI 49117 Property Records

Berrien County property record for 412 S Harrison St, New Buffalo, MI 49117

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,200 sqft · built 1920
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Nov 2010)
Tax Bill	$4,475 (2025)
Deeds & Mortgages	Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`62-8200-0223-08-8`

Property Details

APN / Parcel Number

Primary APN	`62-8200-0223-08-8`
Alternative APN	`11-62-8200-0223-08-8`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	412 S HARRISON ST
City	NEW BUFFALO
State	MI
Zip	49117-1644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BEG ON ELY LN BLK 223 VIRGINIA ADD TO VILLAGE OF NEW BUFFALO THAT IS 194.24' N30DEGW OF SELY COR SD BLK TH S59DEG59'54''W 132.11' TH N29DEG56'25''W (REC N30DEGW) 70.01' TH N59DEG58'20''E 132.04' (REC N60DEGE 132') TH S30DEGE 70.07' TO POB
Legal Subdivision	VIRGINIA ADD
Legal Block	223,TH
Jurisdiction	BERRIEN MI
Township / Civil Division	NEW BUFFALO
Census Block Group	1
Census Block	1011
Census Tract	11301

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6610 OSCEOLA TRL, INDIAN HEAD PARK, IL 60525-4343
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2010 · Amount on Record
Deed Sale	Nov 5, 2010 · Amount on Record
Prior Sale	Nov 12, 2009 · Amount on Record
Deed Book / Page	2938 / 521
Prior Transfer Date	Nov 10, 2009
Prior Transfer Doc	02922/0821
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 19, 2022
Property Address	412 S HARRISON ST, NEW BUFFALO, MI 49117-1644
Document Number	03389/1330
Book / Page	3389 / 1330
Map Reference	LB E PG 291
Instrument Date	Oct 13, 2022
Instrument	2022365185
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6610 OSCEOLA TRL, INDIAN HEAD PARK, IL 60525-4343

Mortgage

Document Number	0033891332
Date	Oct 19, 2022
Instrument	3389-1332

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	Other
Max Rate	11.1%

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	New Buffalo City
Unified School District	New Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,200 (+17.77%)	$266,400 (+17.77%)
2025	$4,475.00 (+7.52%)	$113,100 (+30.75%)	$226,200 (+30.75%)
2024	$4,162.00 (+76.81%)
2023		$86,500	$173,000
2022	$2,354.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW BUFFALO TOWNSHIP serves 2,845 people · EPA ID MI0004685
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20