412 S Dearborn St, Chicago, IL 60605 Property Records

Cook County property record for 412 S Dearborn St, Chicago, IL 60605

Property Summary

Property Type	Commercial
Details	10,720 sqft · built 1958
Lot Size	0.38 acres (1,669 sqft)
Owner	Individual Name on Record
Last Sale	$4,434,000 (May 2005)
Tax Bill	$24,430 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-16-245-002`

Property Details

APN / Parcel Number

Primary APN	`17-16-245-002`
Alternative APN	`17-16-245-002-0000`

Interior

Building Area	10,720 sqft Gross Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	1,669 sqft (0.38 acres)

Location & Zoning

Street Address	412 S DEARBORN ST
City	CHICAGO
State	IL
Zip	60605-1107
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	DC-16
Legal Description	AMOS (TWITCHELLS) SUB OF BLK123 OF SCHOOL SECTION ADD TO CHGO SEC 16-39-14
Legal Range	14E
Legal Township	39N
Legal Section	16
Legal Subdivision	TWITCHELLS SUB
Legal Block	123
Legal Lot Number	9,10
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2026
Census Tract	839100

Owner

Source: Cook County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5580 SCHAUER RD, STURGEON BAY, WI 54235-8266
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage REPUBLIC BANK OF CHICAGO
Nov 22, 2023	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK OF CHICAGO
Nov 14, 2023	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK OF CHICAGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2005 · Amount on Record
Deed Sale	May 16, 2005 · Amount on Record
Deed Document Number	200539043
Last Transfer Date	Mar 8, 2016
Transfer Doc	0000019070
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	412 S DEARBORN ST, CHICAGO, IL 60605-1107
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	FREEDOM TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005339077
Date	Feb 22, 2021
Instrument	2105339077

Lender

Name	REPUBLIC BANK OF CHICAGO
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Jan 27, 2026

Interest

Rate Type	Adjustable Rate
Rate	3.25%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	412 S DEARBORN ST, CHICAGO, IL 60605-1107
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032625014
Date	Nov 22, 2023
Instrument	2332625014

Lender

Name	REPUBLIC BANK OF CHICAGO
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	412 S DEARBORN ST, CHICAGO, IL 60605-1107
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031806134
Date	Nov 14, 2023
Instrument	2331806134

Lender

Name	REPUBLIC BANK OF CHICAGO
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	26 Months
Due	Jan 27, 2026

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,602 (+11.47%) Land $121,320 Building $282	$486,408 (+11.47%) Land $485,280 Building $1,128
2024	$24,430.00 (+6.13%)
2023	$23,018.00 (+2.58%)
2022	$22,438.00	$109,093 Land $93,881 Building $15,212	$436,372 Land $375,524 Building $60,848

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber, T-Mobile, Verizon, Zentro.

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