412 S Clay St, Gallatin, MO 64640 Property Records

Daviess County property record for 412 S Clay St, Gallatin, MO 64640

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,507 sqft · built 1963
Lot Size0.7 acres (30,492 sqft)
Owner2 Individual Names on File
Tax Bill$1,149 (2025)
Flood ZoneZone X (minimal risk)
APN15-4.2-20-2-26-16

Property Details

APN / Parcel Number

Primary APN15-4.2-20-2-26-16

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,507 sqft Living Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area30,492 sqft (0.7 acres)
Lot Dimensions260 ft deep x 111 ft wide
Garage TypeMixed
Garage Area648 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area184 sqft
Patio Area211 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address412 S CLAY ST
CityGALLATIN
StateMO
Zip64640-1313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALL THAT PART OF OUT LOT 10 OF THE ORIGINAL TOWN OF GALLATIN, MISSOURI, DESC AS BEG 298 2/3 FEET S OF NE COR THEREOF, AND RUN
JurisdictionDAVIESS MO
Township / Civil DivisionUNION
Census Block Group3
Census Block3053
Census Tract470200

Owner

412 S Clay St is owned and occupied by two individuals who acquired it in August 2001.

Source: Daviess County records, as of January 19, 2026

Owner of Record2 Individual Names on File
Mailing Address412 S CLAY ST, GALLATIN, MO 64640-1313
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2001
Deed SaleAug 22, 2001
Deed Document Number0000297312
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 412 S Clay St was $1,149.

Source: Daviess County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyDaviess County
County SubdivisionUnion Township
MunicipalityGallatin City
Unified School DistrictGallatin R-V School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,149.00$16,165 Land $1,535 Building $14,630$85,080 Land $8,080 Building $77,000
2023$1,119.00$15,236 Land $1,279 Building $13,957$80,190 Land $6,730 Building $73,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 S Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 S Clay St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGALLATIN PWS
serves 1,821 people · EPA ID MO1010299
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mid-States Services
Fiber
2,000 / 2,000
Windstream
DSL · Fiber in parts of the area
200 / 20

May also be available: AT&T.

Nearby Properties on S Clay St

Nearby Streets

Search Property Records by Address or Parcel Number