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412 S Chapman St, Chesaning, MI 48616 Property Records

Saginaw County property record for 412 S Chapman St, Chesaning, MI 48616

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,136 sqft · built 1945
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$128,500 (Aug 2022)
Tax Bill$3,043 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-09-3-16-0414-800

Property Details

APN / Parcel Number

Primary APN13-09-3-16-0414-800
Alternative APN
  • 13093160414B00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,136 sqft Living Area
1st Floor Area1,136 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage Area660 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area
Patio Area256 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address412 S CHAPMAN ST
CityCHESANING
StateMI
Zip48616-1306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3. BLK. 11. CHAPMANS ADD. VILLAGE OF CHESANING SEC 16 T09N R3E
Legal Range03E
Legal Township09N
Legal Section16
Legal SubdivisionCHAPMANS ADD
Legal Block11
Legal Lot Number3
Legal Unit3
JurisdictionSAGINAW MI
Township / Civil DivisionCHESANING
Census Block Group3
Census Block3061
Census Tract12700

Owner

412 S Chapman St is owned and occupied by an individual who bought it in August 2022.

Source: Saginaw County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address412 S CHAPMAN ST, CHESANING, MI 48616-1306
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2022 · Amount on File
Deed SaleAug 10, 2022 · Amount on File
Prior SaleJul 11, 2014 · Amount on File
Deed Document Number202221701
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateAug 10, 2022
Property Address412 S CHAPMAN ST, CHESANING, MI 48616-1306
Document Number0000021701
Map ReferenceLB 38 PG 187
Instrument DateAug 8, 2022
Instrument2022021701
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyFIRST AMERICAN, FATIC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$963.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5443 KENTUCKY LN, 5443, HOPE MILLS, NC 28348-9301

Transferred To (Grantee/Buyer)

NameVerified Name
Address28269 TOWNLEY ST, MADISON HEIGHTS, MI 48071-2846

Mortgage

Document Number0000021702
DateAug 10, 2022
Instrument2022021702
Lender
NameMICHIGAN SCHOOLS & GOVERNMENT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 412 S Chapman St was $3,043 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionChesaning Township
MunicipalityChesaning Village
Unified School DistrictChesaning Union Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$68,600$137,200
2025$3,043.00 Homeowner's exemption
2023$51,800$103,600
2022$1,165.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 S Chapman St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 S Chapman St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF CHESANING
serves 2,394 people · EPA ID MI0001380
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

May also be available: DayStarr.

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