412 S 3rd St, Wilmington, NC 28401 Property Records

New Hanover County property record for 412 S 3rd St, Wilmington, NC 28401

Property Summary

Property Type	Single Family Home
Details	8 bd · 8.5 ba · 6,395 sqft · built 1903
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$1,045,500 (Feb 2022)
Tax Bill	$2,785 (2024)
Deeds & Mortgages	Mar 2023 Mortgage Oct 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R05405-032-015-000`

Property Details

APN / Parcel Number

Primary APN	`R05405-032-015-000`
Alternative APN	`0000443470`

Interior

Bedrooms	8 Beds
Full Baths	8.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	6,395 sqft Living Area
1st Floor Area	2,545 sqft
Basement Area	1,906 sqft
Finished Basement	1,906 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	English
Exterior Material	Wood
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	210 ft deep x 66 ft wide
Terrain	Low
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Porch
Porch Area	596 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	412 S 3RD ST
City	WILMINGTON
State	NC
Zip	28401-5102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HD-R
Legal Description	PT LOT 3 BLK 101 WILM REV
Legal Subdivision	CITY OF WILMINGTON (1870)
Legal Block	101
Legal Lot Number	3
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	1
Census Block	1058
Census Tract	11300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wilmington Historic District (Boundary Increase) listed 2003 · 779 contributing resources · NRIS 03000344

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	412 S 3RD ST, WILMINGTON, NC 28401-5102
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Deed of Trust, Mortgage NORTH STATE BANK
Oct 3, 2022	Correction Deed
Feb 10, 2022	Warranty Deed, Transfer · Line of Credit NORTH STATE BANK
Sep 29, 2021	Correction Deed

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2022 · Amount on Record
Deed Sale	Feb 10, 2022 · Amount on Record
Prior Sale	Jun 14, 1999 · Amount on Record
Deed Document Number	20225330
Deed Book / Page	6537 / 2083
Prior Transfer Date	Sep 29, 2021
Prior Transfer Doc	00649601835
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	412 S 3RD ST, WILMINGTON, NC 28401-5102
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 S 3RD ST, WILMINGTON, NC 28401-5102

Mortgage

Document Number	00662900685
Date	Mar 24, 2023
Book Page	6629/685
Instrument	2023006962

Lender

Name	NORTH STATE BANK
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Apr 5, 2028

October 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Oct 3, 2022
Property Address	412 S 3RD ST, WILMINGTON, NC 28401-5102
Document Number	00659800732
Book / Page	6598 / 732
Instrument Date	Oct 3, 2022
Instrument	2022035049
Record Updated	Oct 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3992 ECHO FARMS BLVD, 3992, WILMINGTON, NC 28412-7381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SHALE CREEK DR, DURHAM, NC 27703-6554

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Feb 10, 2022
Property Address	412 S 3RD ST, WILMINGTON, NC 28401-5102
Document Number	00653702083
Book / Page	6537 / 2083
Instrument Date	Feb 7, 2022
Instrument	2022005330
Transaction Type	Transfer
Record Updated	Feb 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,091.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3992 ECHO FARMS BLVD, 3992, WILMINGTON, NC 28412-7381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SHALE CREEK DR, DURHAM, NC 27703-6554

Mortgage

Document Number	2022005331
Date	Feb 10, 2022
Instrument	2022005331

Lender

Name	NORTH STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Sep 29, 2021
Property Address	412 S 3RD ST, WILMINGTON, NC 28401-5102
Document Number	00649601835
Book / Page	6496 / 1835
Instrument Date	Sep 29, 2021
Instrument	2021047158
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,014,700 (-6.89%) Land $176,200 Building $1,838,500	$2,014,700 (-6.89%) Land $176,200 Building $1,838,500
2025		$2,163,900 (+237.95%) Land $176,200 Building $1,987,700	$2,163,900 (+237.95%) Land $176,200 Building $1,987,700
2024	$2,785.00 (+2.96%)
2023	$2,705.00 (-50.29%)	$640,300 Land $89,000 Building $551,300	$640,300 Land $89,000 Building $551,300
2022	$5,442.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 individual policies
Nearby Flood Policies	358 units insured incl. 294 condo units
Nearby Flood Claims	39 (1983–2020)
Claims Outside the SFHA	19 of 39
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Isaias, Aug 2020 · 5 claims Hurricane Florence, Sep 2018 · 8 claims Hurricane Fran, Sep 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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