412 S 15th St, Temple, TX 76504 Property Records

Bell County property record for 412 S 15th St, Temple, TX 76504

Property Summary

Property Type	Duplex
Details	1 ba · 1,860 sqft · built 2009
Lot Size	0.27 acres (11,770 sqft)
Owner	Owner Name on Record
Tax Bill	$5,063 (2023)
Deeds & Mortgages	Mar 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0086160000`

Property Details

APN / Parcel Number

Primary APN	`0086160000`
Alternative APNs	`625350` `80023`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,860 sqft Gross Area
1st Floor Area	1,860 sqft

Exterior

Year Built	Built 2009
Exterior Material	Wood
Lot Area	11,770 sqft (0.27 acres)
Lot Dimensions	220 ft deep x 107 ft wide
Porch	Open Porch
Porch Area	84 sqft

Location & Zoning

Account Number	625350
Street Address	412 S 15TH ST
City	TEMPLE
State	TX
Zip	76504-5405
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	LI
Legal Description	MOORE'S RAILROAD ADDITION, BLOCK 017, LOT 3, PT 4, (N 60' OF 4) (N 60' OF 4)
Legal Subdivision	MOORE'S RAILROAD ADDITION
Legal Block	17
Legal Lot Number	3,4
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2003
Census Tract	20702

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	PO BOX 1786, BELTON, TX 76513-5786

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 4, 2009
Transfer Doc	0000004039
Record Updated	Jun 7, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	412 S 15TH ST, TEMPLE, TX 76504-5405
Document Number	0000019180
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 1786 BELTON TX 765135786, BELTON, TX 76513-5786

Mortgage

Document Number	0000019180
Date	Apr 23, 2020
Instrument	19180

Lender

Name	FIRST TX BK
Type	Bank
Address	KILLEEN, TX 76547

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 22, 2040

Interest

Rate	4%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,063.00 (+37.66%)	$224,878 Land $35,310 Building $189,568	$224,878 Land $35,310 Building $189,568
2022	$3,678.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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