Cecil County property record for 412 Ryan Dr, Rising Sun, MD 21911
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,440 sqft · built 1991 |
| Lot Size | 0.647 acres (28,169 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,900 (Jun 2004) |
| Tax Bill | $384 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Dec 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-039049 |
| Primary APN | 06-039049 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,440 sqft Total Area |
| Basement Area | 529 sqft |
| Finished Basement | 529 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 28,169 sqft (0.647 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 480 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 039049 |
|---|---|
| Street Address | 412 RYAN DR |
| City | RISING SUN |
| State | MD |
| Zip | 21911-1846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 94 - .6467 ACRE 412 RYAN DRIVE SUNRISE ESTATES |
| Legal Subdivision | RYAN DRIVE SUNRISE ESTATES |
| Legal Lot Number | 94 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 6, RISING SUN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 31302 |
412 Ryan Dr is owned and occupied by two individuals who acquired it in November 2025.
Source: Cecil County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 RYAN DR, RISING SUN, MD 21911-1846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Dec 3, 2025 | Deed, Transfer |
| Apr 21, 2021 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Feb 7, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2004 · Amount on File |
| Deed Sale | Jun 23, 2004 · Amount on File |
| Prior Sale | May 31, 1991 · Amount on File |
| Deed Document Number | 2004264461 |
| Deed Book / Page | 1687 / 140 |
| Last Transfer Date | Nov 6, 2025 |
| Transfer Doc | 0057050085 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Sep 23, 2026 |
| Property Address | 412 RYAN DR, RISING SUN, MD 21911-1846 |
| Document Number | 5848000452 |
| Book / Page | 5848 / 452 |
| Instrument Date | Sep 2, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 412 RYAN DR, RISING SUN, MD 21911-1846 |
| Document Number | 5848000452, |
|---|---|
| Date | Sep 23, 2026 |
| Book Page | 5848/452 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Sep 8, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Dec 3, 2025 |
| Property Address | 412 RYAN DR, RISING SUN, MD 21911-1846 |
| Document Number | 0057050085 |
| Book / Page | 5705 / 85 |
| Map Reference | MB NDS14 FO 22 |
| Instrument Date | Nov 6, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 412 RYAN DR, RISING SUN, MD 21911-1846 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 412 RYAN DR, RISING SUN, MD 21911-1846 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0048560456 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 4856/456 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 412 RYAN DR, RISING SUN, MD 21911-1846 |
| Document Number | 0040310422 |
| Book / Page | 004031 / 000422 |
| Instrument Date | Feb 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2017 |
| Name | Verified Name |
|---|---|
| Address | 412 RYAN DR RISING SUN MD 219111846, RISING SUN, MD 21911-1846 |
| Document Number | 0040310422 |
|---|---|
| Date | Mar 3, 2017 |
| Book Page | 004031/000422 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 412 Ryan Dr was $384 with a homeowner's exemption.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Rising Sun Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $305,200 (+10.14%) | $361,400 (+30.42%) Land $112,300 Building $249,100 | |
| 2025 | $384.00 Homeowner's exemption | $277,100 Land $72,000 Building $205,100 | $277,100 Land $72,000 Building $205,100 |
| 2023 | $3,355.00 Homeowner's exemption | $249,567 | $277,100 Land $72,000 Building $205,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Ryan Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 412 Ryan Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RISING SUN serves 2,200 people · EPA ID MD0070021 |
|---|---|
| Water Source | Purchased surface water from CHESTER WATER AUTHORITY |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures