412 Ruth Ave, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 412 Ruth Ave, Kannapolis, NC 28083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,512 sqft · built 1960
Lot Size	0.402 acres (17,511 sqft)
Owner	Individual Name on File
Tax Bill	$2,088 (2023)
Deeds & Mortgages	Jan 2024 Line of Credit Mar 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5624 20 6594`

Property Details

APN / Parcel Number

Primary APN	`5624 20 6594`
Alternative APNs	`04026 0023.000000` `5624 20 6596` `156054` `23554`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,512 sqft Living Area
Gross Area	3,210 sqft
1st Floor Area	1,512 sqft
Basement Area	1,590 sqft
Finished Basement	780 sqft
Unfinished Basement	810 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,511 sqft (0.402 acres)
Lot Dimensions	180 ft deep x 98 ft wide
Porch	Slab
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	156054
Street Address	412 RUTH AVE
City	KANNAPOLIS
State	NC
Zip	28083-3859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O-I
Legal Description	EAST SIDE RUTH AVE
Legal Subdivision	NORTH CANNON BLVD
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	2
Census Block	2014
Census Tract	40705

Owner

412 Ruth Ave is owned and occupied by an individual who acquired it in June 2022.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	412 RUTH AVE, KANNAPOLIS, NC 28083-3859
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 23, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 20, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 15, 2022
Transfer Doc	0016078123
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	412 RUTH AVE, KANNAPOLIS, NC 28083-3859
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016798284
Date	Jan 31, 2024
Book Page	16798/284

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	412 RUTH AVE, KANNAPOLIS, NC 28083-3859
Transaction Type	Mortgage
Record Updated	Mar 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001641890
Date	Mar 23, 2023
Book Page	16418/90

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	KANNAPOLIS, NC 28082

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Jun 20, 2022
Property Address	412 RUTH AVE, KANNAPOLIS, NC 28083-3859
Document Number	0016078123
Book / Page	16078 / 123
Instrument Date	Jun 15, 2022
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 RUTH AVE, KANNAPOLIS, NC 28083-3859

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,240 (+0.07%) Land $65,000 Building $149,240
2025		$214,100 Land $65,000 Building $149,100
2024			$214,240 (+40.57%) Land $65,000 Building $149,240
2023	$2,088.00	$152,410 Land $93,660 Building $58,750	$152,410 Land $93,660 Building $58,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Ruth Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2015–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Ruth Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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