Okaloosa County property record for 412 Ruckel Dr, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,054 sqft · built 2005 |
| Lot Size | 0.367 acres (16,024 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $573,000 (Jun 2005) |
| Tax Bill | $1,748 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-591-8595-9 |
| Primary APN | C56-000-591-8595-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,054 sqft Heated Area |
| Gross Area | 5,438 sqft |
| 1st Floor Area | 3,054 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 16,024 sqft (0.367 acres) |
| Garage Type | Finished |
| Garage Area | 1,149 sqft |
| Porch | Open Porch |
| Porch Area | 915 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 412 RUCKEL DR |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-1773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROCKY BAYOU CC EST #9 LOT 48 |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 04 |
| Legal Subdivision | ROCKY BAYOU C/C EST #9 |
| Legal Lot Number | 48 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20900 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 412 RUCKEL DR, NICEVILLE, FL 32578-1773 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2005 · Amount on Record |
| Deed Sale | Jun 6, 2005 · Amount on Record |
| Prior Sale | May 19, 2004 · Amount on Record |
| Deed Document Number | 2229498 |
| Deed Book / Page | 2623 / 4694 |
| Record Updated | Jun 8, 2026 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,748.00 (-60.42%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $496,153 (+5.99%) | $797,716 (+2.61%) Land $160,660 Building $637,056 |
| 2023 | $4,416.00 (+2.48%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $468,126 (+3%) | $777,415 (+6.29%) Land $141,773 Building $635,642 |
| 2022 | $4,309.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $454,491 | $731,414 Land $135,022 Building $596,392 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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