412 Rosette St, Holly, MI 48442 Property Records

Oakland County property record for 412 Rosette St, Holly, MI 48442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,006 sqft · built 1995
Lot Size	0.279 acres (12,153 sqft)
Owner	Individual Name on Record
Tax Bill	$6,623 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`IH-01-34-104-007`

Property Details

APN / Parcel Number

Primary APN	`IH-01-34-104-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,006 sqft Living Area
1st Floor Area	2,006 sqft
Basement Area	2,006 sqft
Unfinished Basement	2,006 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	12,153 sqft (0.279 acres)
Lot Dimensions	132 ft deep x 92 ft wide
Garage Area	615 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	155 sqft
Patio Area	155 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	412 ROSETTE ST
City	HOLLY
State	MI
Zip	48442-1341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T5N, R7E, SEC 34 SMITH'S ADD ELY 92 FT OF LOT 22 8-12-94 FR 002
Legal Range	07E
Legal Township	05N
Legal Section	34
Legal Subdivision	SMITH'S ADD
Legal Lot Number	8,22
Jurisdiction	OAKLAND MI
Township / Civil Division	HOLLY
Census Block Group	1
Census Block	1002
Census Tract	124500

Owner

Source: Oakland County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 ROSETTE ST, HOLLY, MI 48442-1341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Mar 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage VIBE CU
Aug 9, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 9, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 21, 2021
Transfer Doc	0000194117
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Aug 11, 2026
Property Address	412 ROSETTE ST, HOLLY, MI 48442-1341
Document Number	0000119512
Book / Page	61448 / 44
Instrument Date	Jul 31, 2026
Instrument	2026119512
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 MIDDLE RIDGE DR, HOLLY, MI 48442-1960

Mortgage

Document Number	0000119512,
Date	Aug 11, 2026
Book Page	61448/44
Instrument	2026119512

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	412 ROSETTE ST, HOLLY, MI 48442-1341
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 ROSETTE ST, HOLLY, MI 48442-1341

Mortgage

Document Number	0000021551
Date	Mar 6, 2023
Book Page	58458/328
Instrument	21551

Lender

Name	VIBE CU
Type	Credit Union
Address	NOVI, MI 48377

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 9, 2021
Property Address	412 ROSETTE ST, HOLLY, MI 48442-1341
Document Number	0000194117
Book / Page	56665 / 837
Map Reference	LB 2 PG 12
Instrument Date	Jul 21, 2021
Instrument	194117
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	468 W DAVISBURG RD, HOLLY, MI 48442-8660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 ROSETTE ST, HOLLY, MI 48442-1341

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Aug 9, 2021
Property Address	412 ROSETTE ST, HOLLY, MI 48442-1341
Document Number	0000194116
Book / Page	56665 / 834
Map Reference	LB 2 PG 12
Instrument Date	Jul 21, 2021
Instrument	194116
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 W DAVISBURG RD, HOLLY, MI 48442-8660

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Holly Township
Municipality	Holly Village
Unified School District	Holly Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,623.00 (+47.11%) Homeowner's exemption	$182,400 (+14.64%)	$364,800 (+14.64%)
2024	$4,502.00 (+160.83%)
2023		$159,100	$318,200
2021	$1,726.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF HOLLY serves 8,557 people · EPA ID MI0003200
Water Source	Groundwater
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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