412 Robinson Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 412 Robinson Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,186 sqft · built 1933
Lot Size	0.231 acres (10,062 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Sep 2025)
Tax Bill	$3,286 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-26-30-4950-0001-2140`

Property Details

APN / Parcel Number

Primary APN	`03-26-30-4950-0001-2140`
Alternative APNs	`263003495000012140` `81892`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,186 sqft Living Area
Gross Area	1,344 sqft
1st Floor Area	1,186 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,062 sqft (0.231 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	158 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	412 ROBINSON AVE
City	SAINT CLOUD
State	FL
Zip	34769-1964
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 61-62 N 100 FT OF E 100 FT OF LOT 214
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	2140
Legal Lot Number	214
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2004
Census Tract	43203

Owner

Source: Osceola County records · APN 03-26-30-4950-0001-2140

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	412 ROBINSON AVE, SAINT CLOUD, FL 34769-1964
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 11, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 22, 2021	Warranty Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	Apr 11, 2022 · Amount on Record
Deed Document Number	2025117462
Deed Book / Page	6852 / 2123
Prior Transfer Date	Jul 12, 2007
Prior Transfer Doc	0035211398
Record Updated	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 25, 2025
Property Address	412 ROBINSON AVE, SAINT CLOUD, FL 34769-1964
Document Number	0068522123
Book / Page	6852 / 2123
Map Reference	MB B PG 61-64
Instrument Date	Sep 17, 2025
Instrument	2025117462
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	RED DOOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14562 FIRESTONE ST, ORLANDO, FL 32826-5012

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 ROBINSON AVE, SAINT CLOUD, FL 34769-1964

Mortgage

Document Number	0068522125
Date	Sep 25, 2025
Instrument	6852/2125

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 11, 2022
Property Address	412 ROBINSON AVE, SAINT CLOUD, FL 34769-1964
Document Number	0061902757
Book / Page	6190 / 2757
Map Reference	MB B PG 61-64
Instrument Date	Apr 08, 2022
Instrument	2022056751
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1733 MALON BAY DR, 1733, ORLANDO, FL 32828-6804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 ROBINSON AVE, SAINT CLOUD, FL 34769-1964

Mortgage

Document Number	0061902759
Date	Apr 11, 2022
Instrument	6190/2759

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 22, 2021
Property Address	412 ROBINSON AVE, SAINT CLOUD, FL 34769-1964
Document Number	0060911941
Book / Page	6091 / 1941
Map Reference	MB B PG 61
Instrument Date	Nov 12, 2021
Instrument	2021180767
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,253.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	597 ORANGE AVE, 597, SAINT CLOUD, FL 34769-3087

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1733 MALON BAY DR, ORLANDO, FL 32828-6804

Mortgage

Document Number	0060911943
Date	Nov 22, 2021
Instrument	6091/1943

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Dec 01, 2022

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,286.00 (+1.83%)	$226,500 (+1.52%) Land $55,000 Building $171,500	$226,500 (+1.52%) Land $55,000 Building $171,500
2024	$3,227.00 (-3.93%) Homeowner's exemption	$223,100 (+19.75%) Land $55,000 Building $168,100	$223,100 (+19.75%) Land $55,000 Building $168,100
2023	$3,359.00 (+23.45%)	$186,300 (+23.54%) Land $35,000 Building $151,300	$186,300 (+23.54%) Land $35,000 Building $151,300
2022	$2,721.00	$150,800 Land $30,000 Building $120,800	$150,800 Land $30,000 Building $120,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 71 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017, Hurricane Irma
Claims By Storm	Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 5% of Florida
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 539 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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