Buncombe County property record for 412 Ridge St, Candler, NC 28715
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,408 sqft · built 2020 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (May 2021) |
| Tax Bill | $1,832 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9607-54-4662-00000 |
| Primary APN | 9607-54-4662-00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,408 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Conventional |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.339 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 412 RIDGE ST |
|---|---|
| City | CANDLER |
| State | NC |
| Zip | 28715-7405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE:03/18/2020 DEED |
| Legal Description | DEED DATE:03/18/2020 DEED:5876-0021 LOT:137 PLAT:0021-0002 |
| Legal Subdivision | SOLOMON LUTHER LAND |
| Legal Lot Number | 137 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | UPPER HOMINY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 2505 |
Source: Buncombe County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 412 RIDGE ST, CANDLER, NC 28715-7405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Mar 18, 2020 | Warranty Deed, Transfer LARRY L & MITZI K RIDDLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on Record |
| Deed Sale | May 28, 2021 · Amount on Record |
| Prior Sale | Mar 18, 2020 · Amount on Record |
| Deed Document Number | 0006073522 |
| Deed Book / Page | 6073 / 522 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | May 28, 2021 |
| Property Address | 412 RIDGE ST, CANDLER, NC 28715-7405 |
| Document Number | 0060730522 |
| Book / Page | 6073 / 522 |
| Map Reference | MB 21 PG 2 |
| Instrument Date | May 26, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 763 CASE COVE RD, 763, CANDLER, NC 28715-9283 |
| Name | Verified Name |
|---|---|
| Address | 412 RIDGE ST, CANDLER, NC 28715-7405 |
| Document Number | 0006073525 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 6073/525 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Mar 18, 2020 |
| Property Address | 412 RIDGE ST, CANDLER, NC 28715-7405 |
| Document Number | 0058760021 |
| Book / Page | 005876 / 000021 |
| Instrument Date | Mar 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7063 CASE COVE RD CANDLER NC 28715, CANDLER, NC 28715 |
| Document Number | 58760024 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 005876/000024 |
| Name | LARRY L & MITZI K RIDDLE |
|---|---|
| Address | 21 LOIS GLENN LN, CANDLER, NC 28715-9396 |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | Mar 17, 2022 |
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,832.00 (+10.3%) | $268,800 (-) | |
| 2023 | $1,661.00 | $268,800 | $268,800 (-) Land $32,300 Building $236,500 |
| 2021 | $268,800 Land $32,300 Building $236,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2021–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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