Kane County property record for 412 Richards St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 896 sqft · built 1945 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Mar 2026) |
| Tax Bill | $8,588 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Oct 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-179-010 |
| Primary APN | 12-03-179-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| Gross Area | 1,792 sqft |
| Basement Area | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 6,600 sqft (0.152 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 412 RICHARDS ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12 3 S ADDITION |
| Legal Subdivision | WILCOXS |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 852608 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 257 GOLD ST, 7L, BROOKLYN, NY 11201-2064 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Oct 12, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2026 · Amount on File |
| Deed Sale | Mar 11, 2026 · Amount on File |
| Prior Sale | Oct 15, 2002 · Amount on File |
| Deed Document Number | 20269751 |
| Prior Transfer Date | Oct 9, 2017 |
| Prior Transfer Doc | 0000053744 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 11, 2026 |
| Property Address | 412 RICHARDS ST, GENEVA, IL 60134-1259 |
| Document Number | 0000009751 |
| Instrument Date | Mar 1, 2026 |
| Instrument | 2026K009751 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 257 GOLD ST # 7L, 7L, BROOKLYN, NY 11201-2064 |
| Document Number | 0000009752 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 2026K009752 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate | 5.99% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 12, 2017 |
| Property Address | 412 RICHARDS ST, GENEVA, IL 60134-1259 |
| Document Number | 0000053744 |
| Instrument Date | Oct 9, 2017 |
| Instrument | 53744 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37W681 KANEVILLE RD GENEVA IL 601343917, GENEVA, IL 60134-3917 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,588.00 (+2.99%) | $118,909 (+8.5%) Land $39,010 Building $79,899 | $356,870 (+8.5%) Land $117,077 Building $239,793 |
| 2024 | $8,339.00 (+10.3%) | $109,594 (+21.03%) Land $35,954 Building $73,640 | $328,914 (+21.08%) Land $107,905 Building $221,008 |
| 2022 | $7,560.00 (+2.83%) | $90,549 (+3.86%) Land $30,371 Building $60,178 | $271,647 (+3.86%) Land $91,113 Building $180,534 |
| 2021 | $7,352.00 | $87,183 Land $29,242 Building $57,941 | $261,549 Land $87,726 Building $173,823 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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