York County property record for 412 Reservation Rd, Catawba, SC 29704
| Property Type | Single Family Home |
|---|---|
| Details | 1,568 sqft |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $162,000 (Aug 2019) |
| Tax Bill | $859 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage May 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 757-00-00-029 |
| Primary APN | 757-00-00-029 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,568 sqft Living Area |
| Gross Area | 2,752 sqft |
| 1st Floor Area | 1,568 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 47,045 sqft (1.08 acres) |
| Garage Type | Carport |
| Garage Area | 456 sqft |
| Carport | Carport |
| Carport Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 420 sqft |
| Deck Area | 308 sqft |
| Patio Area | 308 sqft |
| Street Address | 412 RESERVATION RD |
|---|---|
| City | CATAWBA |
| State | SC |
| Zip | 29704-9741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUD |
| Legal Description | RESERVATION ROAD (1.08AC) |
| Legal Subdivision | MH |
| Jurisdiction | YORK SC |
| Township / Civil Division | ROCK HILL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 61203 |
Source: York County records, as of May 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 412 RESERVATION RD, CATAWBA, SC 29704-9741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 28, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 29, 2019 | Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY |
| Aug 13, 2018 | Warranty Deed, Transfer · Line of Credit |
| Oct 30, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage FOUNDERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on Record |
| Deed Sale | Aug 29, 2019 · Amount on Record |
| Prior Sale | Aug 13, 2018 · Amount on Record |
| Deed Document Number | 201936546 |
| Deed Book / Page | 17748 / 454 |
| Prior Transfer Date | Oct 24, 2017 |
| Prior Transfer Doc | 1666300368 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 412 RESERVATION RD, CATAWBA, SC 29704-9741 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1997900184 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 19979/184 |
| Instrument | 2022007212 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 412 RESERVATION RD, CATAWBA, SC 29704-9741 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2132000413 |
|---|---|
| Date | May 28, 2024 |
| Book Page | 21320/413 |
| Instrument | 2024016130 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD STE 175, BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Aug 29, 2019 |
| Property Address | 412 RESERVATION RD, CATAWBA, SC 29704-9741 |
| Document Number | 1774800454 |
| Book / Page | 17748 / 454 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 2019036546 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $599.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 2019036547 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 2019036547 |
| Name | CARDINAL FINANCIAL COMPANY |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Aug 13, 2018 |
| Property Address | 412 RESERVATION RD, CATAWBA, SC 29704-9741 |
| Document Number | 1712800297 |
| Book / Page | 17128 / 297 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 2018034472 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 RESERVATION RD, CATAWBA, SC 29704-9741 |
| Document Number | 0000000000 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 2018034473 |
| Type | Funding / Finance Company |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Oct 30, 2017 |
| Property Address | 412 RESERVATION RD, CATAWBA, SC 29704-9741 |
| Document Number | 1666300368 |
| Book / Page | 16663 / 368 |
| Instrument Date | Oct 24, 2017 |
| Instrument | 201700046742 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 412 RESERVATION RD, ROCK HILL, SC 29730 |
| Document Number | 201700046743 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 201700046743 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 5, 2032 |
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $859.00 (-2.83%) | $6,300 (+2.61%) Land $1,600 Building $4,700 | $157,500 (+2.61%) Land $40,000 Building $117,500 |
| 2023 | $884.00 | $6,140 Land $1,440 Building $4,700 | $153,500 Land $36,000 Building $117,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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