412 Real Ct, Herculaneum, MO 63048 Property Records

Jefferson County property record for 412 Real Ct, Herculaneum, MO 63048

Property Summary

Property Type	Single Family Home
Details	2 ba · 948 sqft · built 2002
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$196,300 (Jul 2018)
Tax Bill	$2,318 (2023)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`117.036.00000093`

Property Details

APN / Parcel Number

Primary APN	`117.036.00000093`
Alternative APN	`1170360 093`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	948 sqft Living Area
Gross Area	1,168 sqft
Basement Area	180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	220 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	412 REAL CT
City	HERCULANEUM
State	MO
Zip	63048-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIES OF FRIEDBERG ESTS 2B LOT 130
Legal Range	5E
Legal Township	41N
Legal Section	36
Legal Subdivision	PRAIRIES OF FRIEDBERG ESTS 2B
Legal Block	1
Legal Lot Number	130
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	1
Census Block	1015
Census Tract	700802

Owner

412 Real Ct is owned and occupied by two individuals who bought it in July 2018.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 REAL CT, HERCULANEUM, MO 63048-1630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Deed of Trust, Mortgage · FHA Mortgage GOLDEN OAK LNDG
Jul 20, 2018	Quit Claim Deed, Mortgage · Line of Credit WEST CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2018 · Amount on File
Deed Sale	Jul 20, 2018 · Amount on File
Prior Sale	Nov 2, 2016 · Amount on File
Deed Document Number	201821842
Prior Transfer Date	Jul 14, 2018
Prior Transfer Doc	0000021842
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	412 REAL CT, HERCULANEUM, MO 63048-1630
Document Number	0000033452
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 REAL CT HERCULANEUM MO 630481630, HERCULANEUM, MO 63048-1630

Mortgage

Document Number	0000033452
Date	Oct 28, 2019
Instrument	33452

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2049

July 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 20, 2018
Property Address	412 REAL CT, HERCULANEUM, MO 63048-1630
Document Number	0000021842
Instrument Date	Jul 14, 2018
Instrument	21842
Transaction Type	Mortgage
Record Updated	Aug 6, 2018
Title Company	CLEAR TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 REAL CT HERCULANEUM MO 630481630, HERCULANEUM, MO 63048-1630

Mortgage

Document Number	21844
Date	Jul 20, 2018
Instrument	21844

Lender

Name	WEST CMNTY CU
Type	Credit Union
Address	O'FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 19, 2038

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	21843,
Date	Jul 20, 2018
Instrument	21843

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jul 19, 2043

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Herculaneum City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,100 (-) Land $9,600 Building $31,500	$216,200 Land $50,600 Building $165,600
2025		$41,100 Land $9,600 Building $31,500
2024			$216,200 (+12.14%) Land $50,600 Building $165,600
2023	$2,318.00	$36,600 Land $7,700 Building $28,900	$192,800 Land $40,700 Building $152,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 Real Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2003)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Real Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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