412 Rd I, Mc Cool Junction, NE 68401 Property Records

York County property record for 412 Rd I, Mc Cool Junction, NE 68401

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.75 ba · 1,157 sqft · built 1978
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Mar 2019)
Tax Bill	$2,283 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`930014456`

Property Details

APN / Parcel Number

Primary APN	`930014456`

Interior

Bedrooms	1 Bed
Full Baths	2.75 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,157 sqft Living Area
1st Floor Area	1,157 sqft
Basement Area	1,066 sqft
Finished Basement	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick/Stone
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	533 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	544 sqft
Deck Area	528 sqft
Patio Area	16 sqft
Utility Building	2,000 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	412 ROAD I
City	MC COOL JUNCTION
State	NE
Zip	68401-8052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	S 1/2 LOTS 1-2 BLK 4 OT CITY OF YORK; MAP NUMBER: 3521-17-1-00000-000-0003
Legal Range	03
Legal Township	09
Legal Section	17
Legal Block	4
Legal Lot Number	1-2
Jurisdiction	YORK NE
Township / Civil Division	HAYS
Census Block Group	1
Census Block	1170
Census Tract	969900

Owner

412 Rd I is owned and occupied by two individuals who bought it in March 2019.

Source: York County records, as of April 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 ROAD I, MC COOL JUNCTION, NE 68401-8052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENERATIONS BANK
Mar 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE BANK
Sep 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage GENERATIONS BANK
Mar 18, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2019 · Amount on File
Deed Sale	Mar 18, 2019 · Amount on File
Deed Document Number	2019495
Deed Book / Page	63 / 801
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK NE
Property Address	412 ROAD I, MC COOL JUNCTION, NE 68401-8052
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000106/771
Date	Dec 27, 2021
Book Page	106/771
Instrument	2021-03494

Lender

Name	GENERATIONS BANK
Type	Bank
Address	EXETER, NE 68351

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK NE
Property Address	412 ROAD I, MC COOL JUNCTION, NE 68401-8052
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000063/589
Date	Mar 11, 2019
Book Page	63/589
Instrument	2019-00439

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	6 Months
Due	Sep 1, 2019

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK NE
Property Address	412 ROAD I, MC COOL JUNCTION, NE 68401-8052
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 ROAD I, MC COOL JUNCTION, NE 68401-8052

Mortgage

Document Number	000103/128
Date	Sep 24, 2021
Book Page	103/128
Instrument	2021-02706

Lender

Name	GENERATIONS BANK
Type	Bank
Address	MC COOL JUNCTION, NE 68401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	4 Months
Due	Jan 10, 2022

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK NE
Recording Date	Mar 18, 2019
Property Address	412 ROAD I, MC COOL JUNCTION, NE 68401-8052
Document Number	000063/801
Book / Page	63 / 801
Instrument Date	Mar 18, 2019
Instrument	2019-00495
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000063/802
Date	Mar 18, 2019
Book Page	63/802
Instrument	2019-00496

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 412 Rd I was $2,283.

Source: York County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	York County
Unified School District	McCool Junction Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,283.00	$156,192 Land $13,500 Building $142,692	$156,192 Land $13,500 Building $142,692
2023	$2,932.00	$251,129 Land $56,000 Building $195,129	$251,129 Land $56,000 Building $195,129

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Rd I in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective August 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1999–2012)
Most Recent Claim	May 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Rd I is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glenwood Telecommunications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
Big Red Communications Fixed Wireless	200 / 100
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd I

Nearby Streets

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