412 Raintree Rd, Jacksonville, NC 28540 Property Records

Onslow County property record for 412 Raintree Rd, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,057 sqft · built 1993
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,500 (Jul 1996)
Tax Bill	$1,455 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`329G-227`

Property Details

APN / Parcel Number

Primary APN	`329G-227`
Alternative APNs	`147385000` `047385`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,057 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	135 ft deep x 83 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	147385000
Street Address	412 RAINTREE RD
City	JACKSONVILLE
State	NC
Zip	28540-8924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	L151 S5 RAINTREE SR 1920
Legal Subdivision	RAINTREE SEC 5
Legal Lot Number	151
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	4
Census Block	4004
Census Tract	1202

Owner

Source: Onslow County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 RAINTREE RD, JACKSONVILLE, NC 28540-8924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Apr 4, 2018	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 12, 2020	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 1996 · Amount on Record
Deed Sale	Jul 31, 1996 · Amount on Record
Deed Book / Page	1318 / 634
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Recording Date	May 13, 2026
Property Address	412 RAINTREE RD, JACKSONVILLE, NC 28540-8924
Document Number	6591000115
Book / Page	6591 / 115
Instrument Date	May 12, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 RAINTREE RD, JACKSONVILLE, NC 28540-8924

Mortgage

Document Number	6591000115,
Date	May 13, 2026
Book Page	6591/115

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	412 RAINTREE RD, JACKSONVILLE, NC 28540-8924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RESOURCE REAL ESTATE SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047590693
Date	Apr 4, 2018
Book Page	4759/693

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Apr 1, 2044

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	412 RAINTREE RD, JACKSONVILLE, NC 28540-8924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052850938
Date	Oct 12, 2020
Book Page	5285/938

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,455.00	$222,250 (-) Land $38,000 Building $184,250	$222,250 (-) Land $38,000 Building $184,250
2023	$1,455.00	$222,250 Land $38,000 Building $184,250	$222,250 Land $38,000 Building $184,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURADALE S/D private · serves 2,527 people · EPA ID NC0467136
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	ONSLOW WTR AND SEWER AUTHORITY
Lead	4 ppb (2025) action level 15 ppb
Copper	2.26 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Mar 2024 Corrosion control Jul 2021
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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